To still feel a bit like I got shafted?

[Toastandcrumpets]

When I left work to go on maternity leave, I received my maternity pay in one lump sum. This meant my tax payments, NI contributions, pension and student loan were all crazy high. I got some tax back but not the rest.

It meant for nine months maternity leave I had less than four thousand pounds.

I still feel annoyed!

I’m confused at all these (have to say not massively pleasant) responses.

Could you please tell me what I have said wrong?

What on earth do you mean, what do I want you to say?

I’m not asking you for advice, it has happened. But it does rather annoy me when I think about it.

I’m not asking you for advice, it has happened. But it does rather annoy me when I think about it

You didn't get shafted, the company could pay you over 9 months of your mat leave as you clearly weren't still employed by them. Why would they want the hassle of having you on their books.

Maybe you shouldn't have handed in your notice until you were returning from leave.

Other than it being legal and a pain for you, what are you expecting people here to say?

That's really shit, OP.

I can see why you feel so pissed off 🤬🤬🤬

If you weren't going back they probably wanted to pay you so they could then remove you from payroll etc.

If you were leaving then that would explain why they paid it you in a lump sum. Surley you see that the context and situation is important information? If you were not leaving then presumably you would have gotten it monthly?

that should say couldn't pay you not could pay you

oh for an edit function!

It was actually a relocation @sillysmiles but carry on being unpleasant.

Thanks @PassTheDutchyUpYrLeftBackside, I have no idea why people have got all irate here.

No one is being unpleasant.

I’ve no idea @PinkWaferBiscuit

The point was though by giving me my pay this way I lost a lot of money at a time when money isn’t exactly plentiful anyway.

Oh I think pages of are really fucking unpleasant actually.

I think other posters assumed you wanted advice, OP, about whether what had happened to you was fair/legal. Hence requesting further details (like, had you resigned or whatever).

But I think you’re just venting? Which is fine! But your responses now are quite defensive, also maybe a bit aggressive? Don’t assume the worst of people - most people (even on mumsnet), want to help!

The NI, student loan and pension contribution would surely have been the same whether spread out over a period of time or in one lump sum, unless I’m being stupid? It’s not a variable rate presuming you’re normally over the student loan repayment threshold and your pension contribution doesn’t change with income like eg teaching pensions?

You might still have more tax coming back to you on top of what you’ve had if it doesn’t add up though.

It is the custom on MN to post asking for advice or support or to specify just venting or ranting. It isn't clear what you want from your thread OP.

@Toastandcrumpets I'm not being unpleasant. And I'm not sure why you are being snippy with people.

I doesn't seem like the company did anything wrong and you were a victim of circumstances.

@DoloresOnTheDottedLine

I think other posters assumed you wanted advice, OP, about whether what had happened to you was fair/legal. Hence requesting further details (like, had you resigned or whatever).

But I think you’re just venting? Which is fine! But your responses now are quite defensive, also maybe a bit aggressive? Don’t assume the worst of people - most people (even on mumsnet), want to help!

Exactly. If you wanted advice answering questions would have helped us give you further information. We're all confused because you're being very abrupt and defensive when actually we were all trying to see it from your side.

I agree with the other posters @Toastandcrumpets no-one is being nasty.

Everyone.

The OP is on maternity leave. Her company paid her as a lump sum, which has resulted in possible lost income but definite agro.

Give her a break. She's got a small child and less money than expected.

@WTF475878237NC

It is the custom on MN to post asking for advice or support or to specify just venting or ranting. It isn't clear what you want from your thread OP.

This is what I was getting at.

I am borderline for whether or not student loan repayments kick in. If I work just a few hours overtime then I get the deduction. I suspect that in OP's case the lump sum has meant that student loan payments were triggered

How much do you think you've lost op, and in what way?

@PassTheDutchyUpYrLeftBackside

Everyone.

The OP is on maternity leave. Her company paid her as a lump sum, which has resulted in possible lost income but definite agro.

Give her a break. She's got a small child and less money than expected.

Well that's US all suitably chastised, for doing..........

oh yeah, NOTHING WRONG> !!

You didn’t need to hand in your notice even if relocating and they didn’t need to do that regardless.

It’s definitely much better to have mat pay monthly and most employers prefer it as it’s less ERNICs generally.

Are you leaving under a cloud in some way?

@Toastandcrumpets

Oh I think pages of are really fucking unpleasant actually.

Student loan and NI are calculated on a monthly basis @GivenchyDahhling, unlike tax which is calculated over the whole year, so if you get a large lump sum in one month rather than the same amount spread out over several months, you do end up paying more NI and student loan, and you don’t get it back.

OP it will have been because they wanted to take you off their payroll. Which was a bit rubbish as you say but understandable since you told them you weren’t returning.

Ah thanks @Finzi - good to know. I suppose with student loan it’s money going to repayments which need to be paid at some point anyway (even if higher than expected) but annoying with the NI.