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How to talk to partner about money

12 replies

greengang321 · 14/10/2021 20:11

My DP earns more than me and we’ll over the average salary but he’s always skint.

Last year he ‘borrowed’ some money from me and only confessed when there was no way for him to get out of it.

He has pride and hates that he’s skint but also he’s so bloody bad with money.

I know he’s in debt and he reckons with debts and bills his outgoings are £1000 but he should have more than that in disposable income.

He’s now borrowing money, the odd £20 here and there. Half the month not being able to go out and there’s not a hope we could go on holiday.

I want to ask him why he doesn’t have money. It’s really annoying as we can’t really do anything and I could do with a holiday.

OP posts:
monkeysox · 14/10/2021 20:13

You Shag the bloke just talk to him.

Wazzzzzzzup · 14/10/2021 20:14

Jaut ask him a straight question.
"Where do you soend all the money?"
If he doesn't know, say you will both look through it to find the leak.
Open, simple way. If there is a bad reaction, it's going to shit anyway because this will grow into resentment if not sorted

MrsElijahMikaelson1 · 14/10/2021 20:15

Talk to him.

CocaColaTruck1 · 14/10/2021 20:17

@monkeysox

You Shag the bloke just talk to him.
😂😂

Sorry but this op. Just ask him

Wallywobbles · 14/10/2021 20:30

People who are shite with money don't change as a rule. The sums get bigger. The debt gets scary. And if you're too scared to talk about don't take it from DP to DH. And ffs no kids.

shivawn · 16/10/2021 10:59

You must have some idea what he spends his money on if you're spending a good amount of time together. Does he socialise a lot? Buy expensive things? Gambling?

TheWholeWorld · 16/10/2021 11:13

He's not bad with money, he is overspending. The question is why. If he says it's not your business, if he's 'borrowing' money off you then it is your business, you have a right to know what it's being spent on.

His debt will ruin your life if you let it - never able to save, never able to go on holiday, can't make big purchases except on credit, worrying about how to pay bills because you're the only responsible one. Watching him fritter his money away on frivolous purchases while all your money goes on bills.

Jadetreesbringluck · 16/10/2021 15:19

Run!! Stbxh was the same....it doesn't change! I had to lend him 150 this week. He's phone & Internet are cut off, electric was cut off a few months ago (the monthly bills are a surprise 😮 seemingly) and he earns about 1300 a week.

Since I left 1yr ago iv saved 7k and yesterday I had enough money in my current account to go spend nearly 900 on a big American fridge.... the joy I feel is unreal!

LTB. (Iv never said this before!) He will hold you back

19lottie82 · 16/10/2021 15:23

What’s he spending all his money on?

LawnFever · 16/10/2021 15:23

Do you live together? If so how do you split bills?

I’d just ask him outright, you’re always skint and asking to borrow money but you earn more than me, what’s going on?

NoSquirrels · 16/10/2021 15:25

He must have massive debts. Much bigger than you think.

So you need to know the full picture if you’re going to stay together.

Find out ASAP.

coodawoodashooda · 16/10/2021 15:27

@TheWholeWorld

He's not bad with money, he is overspending. The question is why. If he says it's not your business, if he's 'borrowing' money off you then it is your business, you have a right to know what it's being spent on.

His debt will ruin your life if you let it - never able to save, never able to go on holiday, can't make big purchases except on credit, worrying about how to pay bills because you're the only responsible one. Watching him fritter his money away on frivolous purchases while all your money goes on bills.

This.
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