To think we should be able to pay with cash?

[PearLime]

The government should enact a law making it illegal for retailers to accept card only.

It's a discriminatory practice, with elderly, disabled and low income people suffering the negative consequences.

AIBU?

@bigbluebus this might be easier said than done but the number 5 on a keypad has a bump on it to help visually impaired navigate their way around a keypad. Same as a lot of telephone keys.

My need bank cards both have braille type dots on them.

It might help if she can feel OK.

I was getting my pocket money on a debit card over 15 years ago and have an excellent understanding of finances. I think it’s actually better to teach children about money using a card than cash.

@TuftyMarmoset

I was getting my pocket money on a debit card over 15 years ago and have an excellent understanding of finances. I think it’s actually better to teach children about money using a card than cash.

Why do you think that?

Is why is rubbish all talk people pretending to care about domestic violence. Card easier for abuser to track and control.

I know of nowhere that does not take cash. Except the local McDonalds.

My local shop won't allow you to pay by card unless you are spending more than £7. The local chippy is £10.

They’re most likely in breach of the T&Cs of their payment services provider in that case.

I think if businesses are going to lose a customer, then they need to just let you use money.

Cash handling costs businesses a lot of money in its own right. One or two less customers won't make a dent in that hefty bill.

A pile of cash in your hand is tangible. You can see it going down.

Tap Tap Tap Tap, unless you check it pretty often or keep a decent mental check it's just far too dissociative, you just think you can tap and it's paid. I'm so glad contactless wasn't around back in the day in the 90's.

Someone mentioned HMRC, on paper it sounds better than cash but it is open to abuse (overseas payments/multiple terminals each filtering to a different account/private individual accounts). So it's six of one, half a dozen of the other scenario.

On the flip side, I fully understand why some retailers want to go card only. Cash handling is expensive and it must be nice for some shops in dodgier areas not to have a till full of notes.

But if you go cashless, you will lose customers. It's a balancing act.

@Bigassbeebuzzbuzz

I'm surprised so many people think children will be ok without ever using cash. I think having actual cash makes it easier for them to actually see it with their own eyes. Just tapping your card wouldn't help with budgeting they need to see it. Also I certainly wouldnt be allowing my child a card before they were at high school so how else would you give them pocket money?

That's your choice, there are pocket money cards out there for a reason.

How is your kid going to buy Fortnight game pass or robucks in cash?

There is place for both card and cash, but society is swinging away from cash, today's kids are unlikely to give their children hard cash pocket money.

I dont wish to pose an artificial barrier but I just think giving children who still believe in fairy tales a "magic card" that pays for things they arent going to see the value of money. I also think its important for children to use cash to improve their maths skills. Cards take away all of that and your just left with a balance.
How do they learn to save if they arent popping coins into their piggy banks.
I'm not even sure you can get cards for children unless you actually pay for them which is pointless as your just teaching the kids to waste money on fees which banks dont charge (well I'm unaware of any banks that charge children fees)

YABU. Retailers should be able to decide what payment forms they accept. I don't shop anywhere that doesn't take card, but I don't think they should be forced by law to change. Demand will sort it out.

Generally, most children and adults) learn better by doing, touching and seeing. So if you've cooked a dish/assembled a bookcase/driven somewhere/knitted a jumper you are more likely to be remember how to do it again than if you have watched someone else do it or just read about it.That's why it's better to teach children about money using actual coins and notes.

Hyperjar is definitely free and I think there is another free one out there.

I also know other people give kids adult Monzo? cards just don't tell them it's for a kid so less controls.

They can go to the shop and buy a code to enter or give me the cash and I will enter my card details.

They dont sound like banks to me so I would avoid them personally

@Bigassbeebuzzbuzz

I dont wish to pose an artificial barrier but I just think giving children who still believe in fairy tales a "magic card" that pays for things they arent going to see the value of money. I also think its important for children to use cash to improve their maths skills. Cards take away all of that and your just left with a balance. How do they learn to save if they arent popping coins into their piggy banks. I'm not even sure you can get cards for children unless you actually pay for them which is pointless as your just teaching the kids to waste money on fees which banks dont charge (well I'm unaware of any banks that charge children fees)

My autistic son has asked me not to put his pocket money in his bank account as it runs away with him. He needs to start saving for uni/etc and says that if he actually has the cash it makes him realise what he is spending and think about whether he actually needs the item.

That's your choice, there are pocket money cards out there for a reason.

Yes, the reason is to persuade parents to part with yet more money

@Guacamole001

I know of nowhere that does not take cash. Except the local McDonalds.

Recently I've had:

Cafe near me. A chain, not a one man band.
Oliver Bonas.
Wagamama.

All big retailers.

@JollyAndBright

YABU

Everyone can have a bank account, even the homeless. There’s no reason everyone can’t use cards other than personal preference.

if that if your preference you can shop in shops that take cash and not everywhere else.

Try getting a taxi with a card where I live, you'd be lucky.

@Pixiedust1234

I agree with you op, I would be totally screwed without access to cash. I don't have my own account so can't pay by card. Husband won't allow me access to his account but will hand over cash so I can buy bread/milk or coats for the kids, etc. Many ppl think that everyone is independent financially and this is so not the case with many women still being financially and/or otherwise abused.

Sorry to hear this. I hope you're doing ok?

The theatre where dd works no longer take cash. The portable card machines have lost connection on several occasions and no-one could buy their interval ice-cream!

Being cashless is all very well, until it isn't.

www.scotsman.com/business/consumer/online-banking-problems-why-you-might-be-locked-out-of-your-bank-of-scotland-lloyds-or-halifax-account-3410329

But who needs money right?

Bitofachinwag
Getting rid of cash doesn't improve the world
Indeed it doesn't. Take Hong Kong. Citizens gathered to protest about laws allowing extradition to China. They couldn't have done so without cash. If they had bought train tickets by card, then their privacy and safety would have been compromised.
YANBU OP

There is no reason why the elderly, disabled or low income people can not use a debit car*d.
*
This is woefully ageist, ableist and privileged.

-Card only services rely on use of apps/websites to monitor transactions and balances - a significant number (not all, admittedly) of elderly people either do not have a smart 'phone and/or do not have access to the internet. Yes, in another 20/30 years time that may no longer be true, but as it stands at the moment, that's the situation.

-Using a debit card is too abstract a notion for some people with learning disabilities to process. Also, even if you remove the need for an app or website to check transactions/balances, there is the need for a mental tally of purchases, so you know how much of the £20 you have left - this might be impossible for some people. It doesn't mean they shouldn't be independently accessing shops, or even if they're supported, it shouldn't mean they can't pay themselves - spending £12 and being left with £8 in your hand is much easier to process.

-People on low incomes sometimes rely of cash to know exactly how much money is left and where it is going. Transactions don't always appear instantly on debit cards, and when you're working down to your last 50p, it's easier to not risk going overdrawn by paying cash is possible.

I also believe that teaching children about money is best done with cash - physically holding 3 £1 coins at 5 years old is much easier to understand than having a card that 'represents' £3. For older children, yes, debit card education is vital, but for the beginnings of fiscal education, physical manipulative (coins) are vital.

When I am set up at a convention, you pay via card or QR on my tablet. No cash, no sale.

At my store I accept cash, but if I decided not to and you didn’t like that, shop elsewhere then? I don’t sell essentials and it’s not my responsibility to cater to people’s preferences. I don’t accept cheques, for instance. Nor baggies full of coins. And it would be ridiculous for the government to force me to accept forms of payment I didn’t want to.