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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask for ‘normal average’ salaries?

393 replies

Mamacita191 · 04/10/2021 09:33

After seeing loads of posts recently about what people earn, I feel like it’s a completely different world to what I am living in. I live in the midlands and a good salary is 30-40k which is what most people comfortably sit at. I certain rarely see jobs advertised for £60k or more (even 6 figures which I’ve read is what some people make!). Even the jobs that people advise to go into such as lawyers and accountants in a good firm etc don’t make 3 figures as I’ve read on here.

Is it just me who thinks 30-40k is a normal salary that a lot of people sit comfortably at? Am I missing out on something?

OP posts:
TractorAndHeadphones · 04/10/2021 10:58

You’re asking the wrong question.
The ‘average’ salary for a first job will be different from the ‘average salary’ for someone with X years working experience. The caveat being that person with X years has changed roles.
Most people I know who started in care/retail/hospitality have moved up or retrained by 35 to earn at least 30K. I don’t know anybody on below that.
However my friends who have worked in traditionally high earning professions are on 50K by 30 and on track to earn 70K (at least!) of course many choose to go part-time, get less stressful jobs etc but having had that kind of money since your twenties can set you up if you manage it well.

OnceUponAThread · 04/10/2021 11:03

ONS reported that:

In April 2020, the median weekly earnings for full-time employees went up by 0.1 per cent compared to the previous year, meaning that the average person took home about £585.50 per week, which works out at around £31,461 a year.

So the median salary was £31,461 last year.

For Londoners the median is approx £34k. The North East had the lowest median of approx £27k.

So that's what the middle person earns, and isn't skewed by mega higher earners.

The ONS also looks at median household equalivalised DISPOSABLE income.

This is post tax take home pay and equivalised which basically means that a household income is divided by the number of people in it. (It is more complicated than that, but in a nutshell ONS says lower incomes will come out as less and basically SAHP are accounted for).

The Median household income was £29,900 in the financial year ending 2020.

The mean was £36,900.

So in a nutshell. The normal average salary is above £30k.

The normal average household income after tax etc is about £30k.

(NB the ONS acknowledges that its figures don't account for the self-employed. Some of whom earn little, while others earn massive amounts).

But then of course the range is enormous and influenced by things like:

  • region
  • age
  • gender
  • education level
  • profession

When PP said that most people are on minimum wage - that is categorically not true.

But equally people saying that £40k - £60k is average and standard are also not right.

The averages are laid out clearly above.

But it's hard to speak from outside your own experience. And for a PR in London, which similar professional job friends, who also hangs with bankers and lawyers - £60K will seem average if not low. And that works the other way round too.

  • over half a million people (540,000) earn more than £120k per year.
  • The top 1% of income tax payers are disproportionately male, middle-aged and London-based.
  • it's annoyingly hard to put an exact figure on the number of people who earn £100k. In 2016 ONS had it at about 750,000 but a newspaper fact check suggested that was low. A million people in the UK earning £100k today is a reasonable assumption, looking at the data.
  • The Low Pay Commission estimates that there were 2 million workers paid at or below the minimum wage in April 2019, around 7% of all UK workers. (So twice as many people earning minimum wage than earning £100k plus. But by no means a majority. And doesn't account for people who have more than one job, have a high earning spouse, or work part time around kids for NMW.
  • The lowest earning part-time employees are concentrated in the elementary occupations, the 16 to 21 years age group and in food and beverage, and arts, entertainment and recreation industries. (ONS)
  • Of all employee jobs, 15.1% were low-paid in 2020 (that is, were paid less than two-thirds of median hourly pay), when considered in terms of hourly earnings.
  • High-paid employee jobs (those earning more than 1.5 times the median) have remained at a similar proportion of the total since the data series began for both hourly and weekly pay, averaging around 26% of all employee jobs across both the hourly and weekly pay data series.
So the two stats above show that more people significantly out earn the median than significantly under earn it. Of course a lot of people earn on or just under it, which is how it becomes the median. But there are more high paying jobs than low paying jobs.
TractorAndHeadphones · 04/10/2021 11:06

@OnceUponAThread

ONS reported that:

In April 2020, the median weekly earnings for full-time employees went up by 0.1 per cent compared to the previous year, meaning that the average person took home about £585.50 per week, which works out at around £31,461 a year.

So the median salary was £31,461 last year.

For Londoners the median is approx £34k. The North East had the lowest median of approx £27k.

So that's what the middle person earns, and isn't skewed by mega higher earners.

The ONS also looks at median household equalivalised DISPOSABLE income.

This is post tax take home pay and equivalised which basically means that a household income is divided by the number of people in it. (It is more complicated than that, but in a nutshell ONS says lower incomes will come out as less and basically SAHP are accounted for).

The Median household income was £29,900 in the financial year ending 2020.

The mean was £36,900.

So in a nutshell. The normal average salary is above £30k.

The normal average household income after tax etc is about £30k.

(NB the ONS acknowledges that its figures don't account for the self-employed. Some of whom earn little, while others earn massive amounts).

But then of course the range is enormous and influenced by things like:

  • region
  • age
  • gender
  • education level
  • profession

When PP said that most people are on minimum wage - that is categorically not true.

But equally people saying that £40k - £60k is average and standard are also not right.

The averages are laid out clearly above.

But it's hard to speak from outside your own experience. And for a PR in London, which similar professional job friends, who also hangs with bankers and lawyers - £60K will seem average if not low. And that works the other way round too.

  • over half a million people (540,000) earn more than £120k per year.
  • The top 1% of income tax payers are disproportionately male, middle-aged and London-based.
  • it's annoyingly hard to put an exact figure on the number of people who earn £100k. In 2016 ONS had it at about 750,000 but a newspaper fact check suggested that was low. A million people in the UK earning £100k today is a reasonable assumption, looking at the data.
  • The Low Pay Commission estimates that there were 2 million workers paid at or below the minimum wage in April 2019, around 7% of all UK workers. (So twice as many people earning minimum wage than earning £100k plus. But by no means a majority. And doesn't account for people who have more than one job, have a high earning spouse, or work part time around kids for NMW.
  • The lowest earning part-time employees are concentrated in the elementary occupations, the 16 to 21 years age group and in food and beverage, and arts, entertainment and recreation industries. (ONS)
  • Of all employee jobs, 15.1% were low-paid in 2020 (that is, were paid less than two-thirds of median hourly pay), when considered in terms of hourly earnings.
  • High-paid employee jobs (those earning more than 1.5 times the median) have remained at a similar proportion of the total since the data series began for both hourly and weekly pay, averaging around 26% of all employee jobs across both the hourly and weekly pay data series.
So the two stats above show that more people significantly out earn the median than significantly under earn it. Of course a lot of people earn on or just under it, which is how it becomes the median. But there are more high paying jobs than low paying jobs.
Someone who makes good use of statistics…I’ve just fallen in love with you
ILoveShula · 04/10/2021 11:10

The average UK salary in 2020 was £31,461.
That is the average salary based on all full-time employees in the year 2019 - 2020.

TractorAndHeadphones · 04/10/2021 11:11

Thinking about it though -
How can the median household income be that close to the median salary?
Is there a huge number of people being under-utilised in the labour market?

OnceUponAThread · 04/10/2021 11:13

@TractorAndHeadphones Thanks! 😍.

I definitely spent far longer on that than I should have 🤦🏼‍♀️, but I figured the data is out there and it was worth actually bringing it together to debunk some myths.

TractorAndHeadphones · 04/10/2021 11:13

@ILoveShula

The average UK salary in 2020 was £31,461. That is the average salary based on all full-time employees in the year 2019 - 2020.
Ostensibly people on zero hour contracts/part time being used to make up fill time would fudge the numbers. Hence all the ‘lower paid’ jobs being left out of the figures. That makes the household income figures make more sense as there isn’t a huge number of SAHM - I’ll look up the figures but I remember that only 20% of mother’s stayed at home completely
julieca · 04/10/2021 11:14

£30-£40k is a good salary in the Midlands. Most people earning very high salaries are in London.
And plenty of people do graduate jobs are on the £30k or less mark.

Flufferty · 04/10/2021 11:14

I'm in the Midlands, £27,000. Pretty good for round here

julieca · 04/10/2021 11:18

Yes agree that most or many low paid people are left out of the full-time median wage. Lots of people are on zero-hour contracts, part-time or "self-employed" - but not really.
I only have to look at job adverts for all types of jobs where I live to see that the most common advertised wage is between £20-£29k.

dottiedodah · 04/10/2021 11:20

Salaries out of London tend to be lower.However housing and associated living costs in London are higher so salaries reflect that . We earn approx 40 k here in the South so relatively good for this area .

julieca · 04/10/2021 11:24

Some places still have very high accommodation prices outside of London. There is no equivalent of London weighting though.
Average household incomes IMO tell you the real truth of how much money people have. And no, it is not as much as some well-off people think. Most people are not on the breadline scrambling to buy a loaf of bread, but neither can they just spend money without thinking about it.

Peanutsandchilli · 04/10/2021 11:24

My husband earns £38.5k for a senior IT role in Yorkshire. I think that's pretty good for round here.

prh47bridge · 04/10/2021 11:25

Most people are on minimum wage

That is not true. According to the ONS, around 7% of workers are on the minimum wage. Around 15% are classed as low paid (i.e. earning less than two thirds of median pay).

Current median pay (i.e. half of employees earn more than this, half earn less) is a little over £28k, so even £30k-£40k is a good salary.

OnceUponAThread · 04/10/2021 11:26

@TractorAndHeadphones

Thinking about it though - How can the median household income be that close to the median salary? Is there a huge number of people being under-utilised in the labour market?
So I suspect SAHM and single adult households are dragging it down.

So we're married and I earn £40k - my take home is circa £30k. If you're a SAHM parent to our lovely child then our household income is on the median even tho I earn above average.

If we're married and we both earn £28k (median ish) - our household income is about £44k. (Above median even tho we both earn under salary.

If I'm a single adult (sad, you obviously dumped me for boring on about stats) - and I earn £40k - I take home £30k. Again that's median (but when they do equivalence the figure will change balancing out only one person's needs vs. economies of scale). Complex but I probably come out ahead over all.

If I earn £28k solo (approx median), my take home is £22k which is substantially below median.

I'm also not sure that it accounts for other sources of income e.g. rental properties etc. Marriage tax allowance will skew more. Etc. But I think the vast majority of the swings is to do with single adults living alone, vs one adult working full time and one working part or not vs two full timers.

stayathomer · 04/10/2021 11:27

In Ireland and 30 to 40k sterling would be extremely good in our county. I'm in retail so on a lot lot less than that but at my peak in pharmaceutical I was on 35k euro and was one of the best paid in our group

borntobequiet · 04/10/2021 11:28

This is a useful calculator to see where you stand financially compared to the rest of the population

ifs.org.uk/tools_and_resources/where_do_you_fit_in

Hexagonalblock · 04/10/2021 11:28

The chart Pokhara links to states that these are median numbers, ie half of salaries above this and half below.

This presumably applies to a working in paid employment category and doesn’t necessarily tell you anything about unemployed people, people solely reliant on benefits, retired people etc, hence not a totally reliable statistic regarding average household incomes

SweetPetrichor · 04/10/2021 11:28

I think it’s very different across the country but I’m in Scotland and earn circa £30k and I’m 5 years post graduation. I work in engineering consultancy. For me, this is a decent wage - it allows a lifestyle where we can have a nice 3 bed house, run the car, and build some savings.
I have plenty growing to do in my career with chartership and professional development, but I’m happy with where I am at this point in my life. I don’t want for anything, and I don’t need to worry about money.

OnceUponAThread · 04/10/2021 11:29

Incidentally, the household income stuff does account for part time workers, it explicitly talks about no job, part time, self employed etc.

But the salary figures don't. That's just full time employment. And looking at the average full time salary.

Subbaxeo · 04/10/2021 11:29

My dh earns around 50k and I earn around 23k for 3 days work. My role is fairly specialised. My ds has just got his first job after uni and it’s 34k. My daughter has just started hers and it’s 25k-they’re both early 20s. I’d say we have to watch what we’re spending and budget although we have the security of being able to pay the bills. That means a lot-I grew up very poor where every penny mattered and struggled myself as a young orphaned adult. So feel quite lucky-although our income is lower than most of our friends.

LST · 04/10/2021 11:30

I'm in the midlands. Me and DP are both on 25k each and we live ok. Have money for extras etc.

If you took London out of the stats for average I think it would drop a lot lower than 30k

User5437 · 04/10/2021 11:32

East Midlands, DH worked in scientific research £40k, I was admin at scientific company £22k.

Shehasadiamondinthesky · 04/10/2021 11:33

I'm on £40k and manage quite well on that because I have no debts and the mortgage only has another 7 years on it. My DS has left home and I live alone.
I'd really struggle if I had credit cards and a grand a month mortgage or rent.
I think to be really comfortable you'd need to earn at least £60k a month.

FanGirlX · 04/10/2021 11:36

I'm early 40s. Single mum. Graduate. 48k in the NW. can't wait for nursery fees to go when DD starts school.