I’ve been feeling pretty shit for a while now, although not exactly sure how long for.
My husband seems to think I have depression.
I haven’t been to the Drs as I don’t agree with husband and I feel like my issue is my life and perhaps I can change my way out of how I feel….
My life is just such a mess.
Husband and I have been together for 8 years.
We’ve never been good with our money and have never saved.
We did save for wedding which was the first and only time.
We don’t own our house and we don’t have savings in the bank.
We had our first baby at the start of last year.
My husband ended up losing his job because of Covid, I was on mat leave, and we got into a lot of debt with things like store cards & credit cards which we couldn’t afford to pay (we paid priority bills like rent, gas, electric etc)
I ended up with 4 defaults and my husband got 3.
We’ve spoken to step change and have come up with repayment plans.
I feel so down at the thought of never owing my own home because of my credit rating.
I feel so unsettled in our rented house.
We’ve been here for 6 years but it just doesn’t feel like “home”.
I don’t feel like i can do much with the place because I will never own it.
It’s a nice 3 bedroom detached house, but there’s so much I’d love to do in it and can’t.
There’s also the issue of my job, I’ve worked there for 9 years and have barely progressed in that time.
I’ve only ever had one pay rise of £1000 although I was given a company car.
I was going to leave at the end of my maternity leave but decided to go back part time.
I feel so undervalued, I dread going in.
I don’t have any interest anymore in the work that I’m doing and I find it boring,
I feel like I have to stay because otherwise I will lose my car.
My husband has a work vehicle which I am not insured to drive and it wouldn’t be practical to share one car even if I was insured on his.
I can’t get a car on finance because of my credit and I don’t have any savings to buy one….
Im trapped in a job that makes me miserable.
I feel so shitty all of the time and in the last 14
months I’ve gained 3 and a half stone. 
I’m tipping the scales at 14 stone and I feel utterly disgusting.
I wake up most days and I honestly think, “what’s the point”.
My daughter is of course my biggest point and I keep going for her, but I feel so down and fed up most days.
My marriage isn’t exactly going well, I’m starting to feel like I just can’t stand being around my husband, but I don’t exactly know why.
I feel angry and snappy all of the time.
I only get joy from being around my daughter or when I’m eating.
I’m writing this in floods of tears because the feeling of hoplessness is just so overwhelming.
I’m only 34 and I just can’t imagine being this miserable for the rest of my life.
It’s so hard and difficult.
I’m so envious of my friends that own their homes, have great figures, happy marriages…
I truly think that if I changed some aspects of my life (above) that I would feel so much better, I just don’t really know how.
Can I actually change my way out of this?
I don’t want to go to the Drs because I know the reasons why I feel down.
The Dr can’t fix those for me. 😫