I'd caution on Means Testing
Means testing benefits will not be efficient or fair. But if society was a small family and politics like housekeeping, that might be enough said. But governments, politicians, political ideology and social policy, as we all know, just aren't like that. So it's helpful to look at this issue of means testing versus universal benefits, not from our experience of divvying up domestic budgets, but from the real and very different perspective of how politics and policy actually work
And what we actually know about means testing is that it tends not to be efficient, fair or in the interests of the most disadvantaged.
One of the great strengths of universal benefits is that it is simple and economical to administer and operate. The opposite is true of means testing.
What means testing generally means is a lot more bureaucracy. This is quite likely to eat up any apparent savings that it is suggested it will make possible. It's no different in our computerised age. All that has meant is huge IT-system bills that almost invariably end up unfit for purpose.
Means tested benefits aren't actually fair. It has long been known that large numbers of needy people tend to miss out on such benefits. Either they don't know about them, they don't realise they are eligible for them, or perhaps, particularly important, they are reluctant to claim them.
This is because they have increasingly been encouraged to think of receiving benefits as meaning being dependent and "not standing on their own two feet". This is especially well known about older people and can result in them encountering health and other problems from under-claiming, which ultimately increases costs, as well as failing to ensure their access to entitlements.
When benefits have been universal, people have paid for them in their taxes. To change them into means tested benefits – as has recently been happening – is quite simply a fraud, denying people entitlements they have contributed to and earned.
Means testing hurts those who are neither rich or very poor. Means testing always hurts people who are neither rich or very poor. Because there's always a cut off point, some who are far from well off and who would "genuinely" benefit from them are excluded.
There are also many people who may seem comfortable to the outside world, but who don't necessarily feel so themselves. So they are frugal for fear of rainy days, not realising that the rain has already come.
Thus, older people who could afford an occasional taxi to make up for the inadequacy of public transport see it is a luxury they can't afford. They increasingly stay at home. The resulting isolation is strongly associated with bigger physical and mental health problems. So cutting travel passes can actually end up causing greater public expense.
One of the great strengths of universal benefits is that they create a sense of solidarity and shared understanding. Means tested benefits create the opposite, divisions and misunderstanding.
When benefits are universal it means that there are better placed people concerned to fight for them. That has always been one of the strengths of child benefit. When benefits are means tested, they lose these advocates and the most disadvantaged, with much weaker voices, don't have the political clout to ensure that they stay sufficiently resourced and constantly uprated. It's a vicious circle.
Of course, there's the argument that getting rid of universal benefits means that the jam can be spread more fairly. Please show me one example where cuts made in one valued service ever resulted in politicians spending more on another valued service.
Speaking as someone who had the misfortune to spend years living on means tested benefits and was delighted to be able to escape them, I'd also ask how many of those who proclaim their virtues have anything other than an ideological interest in the issue.
Put another way, how many of them have ever had to rely for any length of time on such benefits or go through the process of getting them? Not many I would suggest. The rest of us should steer clear of them too.