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Travel insurance for Amber Countries/FCDO

7 replies

MumYourBabyGrewUpToBeACowboy · 27/07/2021 16:52

Hi - I’m needing to visit my elderly parents in Canada this summer. I’m a dual Canadian/UK citizen so it is legal travel, and I am double jabbed so should be permitted in/out with Amber list travel.

The issue is that since currently the FCDO definition “advises against all but essential travel to Canada based on the current assessment of COVID-19 risks” it explicitly nullifies my particular travel insurance policy.

I have a (serious but stable) health condition I am normally insured for. It is possible to purchase covid-inclusive cover for North America, but the only provider I’ve found that covers travel under the FCDO advisory warning doesn’t cover any preexisting conditions.

Does anyone know of a healthcare insurer that:

  1. covers travel to Canada
  2. covers covid/pandemic health claims
  3. covers travel to areas under that FCDO advisory AND
  4. covers pre-existing conditions (just in case something unexpected happens?)

Thanks for any suggestions.

OP posts:
Kingstonmumof1 · 27/07/2021 16:53

I've seen people here recommend Battleface for travel insurance during covid, might be worth looking at their site? Hope you manage to get there.

ImInStealthMode · 27/07/2021 16:54

Came to recommend Battleface!

gigi556 · 27/07/2021 17:09

I just used Patriot America via IMG insurance. It was for travel to USA but might cover Canada as well.

Farwest · 27/07/2021 17:12

Can you buy insurance in Canada? A short term policy perhaps?

MumYourBabyGrewUpToBeACowboy · 27/07/2021 22:51

Battleface is the only place I can find to cover us despite the FCDO advisory but we spoke to them and they have no add-on coverage for my condition (multiple sclerosis - I’m very stable as long as I continue my medication regimen, but if for any reason my return was delayed I’d need to seek treatment in Canada which is very scary.

Thanks for the kindness and suggestions, friends. I’ll be looking for temporary Canadian coverage tomorrow via the MS Society. Thank you, and I welcome any more suggestions X

OP posts:
MumYourBabyGrewUpToBeACowboy · 27/07/2021 22:53

I’ll check out ‘patriot’ too :D Thanks!

OP posts:
Ace56 · 27/07/2021 22:53

I used Battleface recently. It will cover for medical expenses if you catch covid while there (even if the FCDO advises against travel there), but won’t cover for other costs associated with covid, for example cancelled flights or paying for a hotel to quarantine in if you catch it.

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