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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Leaving NHS for tech/accountancy?

15 replies

chachachachachange · 15/07/2021 07:55

I am a 37 years old nurse at the top of band 6 (i will never make more than 38k). I never minded not making money however the stress of NHS patient facing role and the difficulties i have had with some managers recently (ie expectations to do extra shift unable to take my holidays when i want but when the service needs me to, etc) are making me want to quit for the past number of years. I can have low self confidence and i am not good at interviews at all (i have never passed a band 7 interview despite interview training, a master in nursing and experience).
I am a bit of an introvert but good with money, like getting things done and like logic. I have been thinking about retraining to be an accountant or in tech (maybe learning to code and work for a company developing health software/gadgets).

I am not very techy and last time i had to do any complex math was in high school. My husband cannot work full-time for health reasons and we have a mortgage and a 2 year old so I cannot afford to be earning as an apprentice for the next couple of years.

I have heard about code first girls and i am going to give a try to the free courses. My questions are:

  1. Am i realistic given my age and risk aversion? My idea would be to retrain while i work
  2. Accountants: can i get my qualifications online while still working in the NHS and then apply for jobs? What is the starting salary? Potential to earn more for someone average (not the smartest but motivated).
  3. Tech people: What are the chances of doing a bootcamp course and then finding a job? Would i have to be unemployed all that time (i heard 12 week bootcamp is very intense?) I have checked a few software engineer jobs in my area (Northern ireland) and they all ask for computer/math degrees. What are the salaries in the field for someone new and maybe below average? Last time i properly studied is so long ago, i sometimes think my brain is gone...

Thank you all.

OP posts:
DancingDog · 15/07/2021 08:15

Hi I own a small firm of chartered accountants in a northern town with 15 staff. I’ve just employed two trainees starting salary is £19k rising to £30k on qualification. My two managers, with 10+ years experience earn £38k and I earn £60k as the owner. You can’t do an online course to be a qualified accountant as you need 3 years practical experience, there are 15 exams which you study for whilst working full-time. You get paid time off to study but there is still a lot of work to do at home (I’d say at least 12 hours a week outside the job).

Have you looked on nhs jobs? DH works in finance in NHS and is a senior manager (8b) they start as a band 5 and you can progress fairly quickly.

I have a few clients that employ developers, starting salary is about £23k rising to £55k after 8-10 years, they have a couple of apprentices but most of the staff are taught in house and don’t do any external training.

If I’m being honest depending on where you are £38k is a good salary and is not an entry level salary in any industry. I have clients that own their own business (care agency, children’s nursery, play centre, physio centre) all of whom earn more than £40k but it is stressful and can be long hours. I’d imagine you could transfer your skills and earn more than retraining. One of my care agencies started 18 months ago, the director earned £80k in the first year and has 24 members of staff now but to earn more you need to scale. The councils are desperate for care providers, his problem is finding qualified nurses to supervise for CQC / to remain VAT exempt but as a nurse you wouldn’t have that issue.

pointyshoes · 15/07/2021 08:32

You’ll also need to look to the future. NHS pensions are considerably higher than private sector pensions and are taxed differently. No idea of your age obviously, but it’s something to take into account. As pp said, are there some suitable opportunities in the nhs?

pointyshoes · 15/07/2021 08:33

Sorry - just seen your age!

sodthefootball · 15/07/2021 08:39

@DancingDog

Hi I own a small firm of chartered accountants in a northern town with 15 staff. I’ve just employed two trainees starting salary is £19k rising to £30k on qualification. My two managers, with 10+ years experience earn £38k and I earn £60k as the owner. You can’t do an online course to be a qualified accountant as you need 3 years practical experience, there are 15 exams which you study for whilst working full-time. You get paid time off to study but there is still a lot of work to do at home (I’d say at least 12 hours a week outside the job).

Have you looked on nhs jobs? DH works in finance in NHS and is a senior manager (8b) they start as a band 5 and you can progress fairly quickly.

I have a few clients that employ developers, starting salary is about £23k rising to £55k after 8-10 years, they have a couple of apprentices but most of the staff are taught in house and don’t do any external training.

If I’m being honest depending on where you are £38k is a good salary and is not an entry level salary in any industry. I have clients that own their own business (care agency, children’s nursery, play centre, physio centre) all of whom earn more than £40k but it is stressful and can be long hours. I’d imagine you could transfer your skills and earn more than retraining. One of my care agencies started 18 months ago, the director earned £80k in the first year and has 24 members of staff now but to earn more you need to scale. The councils are desperate for care providers, his problem is finding qualified nurses to supervise for CQC / to remain VAT exempt but as a nurse you wouldn’t have that issue.

There are many routes into accountancy, but realistically, whilst there are some routes of becoming paper qualified without working at an accountancy firm, no one will want to employ you when you qualify if you go down that route. The issue is, you're expected to become 'street smart' as you become 'book smart' and no one would know what to do with you if you were only 'book smart' by the end of the three years. Plus, you'd still need to get some practical experience to become fully qualified, as opposed to just exam qualified.

Normal route is to 'earn and learn', i.e. to be employed on a training contract whilst your practical experience increases as your exam experience does.

Starting salaries are around £20k in the cheapest parts of the country, more like £27k in London. This can rise quite a lot on qualification and with experience, but it's worth pointing out that to make megabucks, you need to take on managerial responsibilities and sell, sell, sell. It's worth thinking about why you haven't progressed in the NHS and what you do and don't want to do in a new job before you look at accountancy as the magic cure.

Some accountants don't want to lead a team or sell anything, and if that's you, you're not going to earn any more than you do now, and you're going to face a sudden drop in income as you retrain. Would that be worth it? Probably not. Accountancy, despite not being useful like working in the NHS, can be incredibly high stress.

If you are ambitious and have a good work ethic, and you're prepared to learn, your age will not hold you back. Accountancy is really forgiving of career changers who want to be there, and the earning potential can be high. Say, up to £70k for a manager, around £90k for a director and any three to four figure sum for a partner/business owner.

Location is also important. The upper levels I've indicated are London-weighted and are at big firms. It's not so much the cost of living, it's that more complicated clients gravitate to well known names in London for comfort.

I don't think it's an issue you haven't done any complex math since high school if you're decent with computers (if you're talking about retraining in tech, you must have some IT skills already) as long as you're willing to learn, work hard and are good with people. People skills are more important in accountancy than many think.

lollypoppi · 15/07/2021 08:49

It would be difficult but not totally impossible and would take a long time to get qualified as an accountant. What you might not realise is that you would need to get experience to become qualified and that would mean taking a huge pay cut. Maybe starting on salary of £18-20K as an assistant. Might have to do some agency work too to get something on ur cv.

I had a job in an office working admin and starting doing more accounts work. I then got a job as an accounts assistant £15K but about 15 years ago and I started my degree part time (employer paid for it and gave me time off) which took 4 1/2 years to complete. I was only 21 when I started it. I moved jobs part way through and had to go to night school which was difficult. You could do the exams without the degree but I got full exemptions and only had to do the 5 professional level exams and qualified 2years after that. This was all while working full time (and no kids). I studied a lot at weekends and had to sacrifice some social things to make time for studying. There's no way I wld have the time for that now.

About 1 year before I finished my degree I got a job as a trainee accountant on £25K but that was about 10 years ago so I'd expect it to be more. When I qualified about 7yrs ago I started on £37.5K (I'm in Scotland). My salary hasn't moved on a great deal about £40K FTE but I'm now part time after having 2 kids. If I were to look for a new job it would be probably be £45-50K+ but I work in public sector so pay isn't as good but lots holidays and flexi etc.

HerbivorousRex · 15/07/2021 09:53

Have you looked at the NHS grad scheme. They have a finance scheme which is a three year programme and would cover all your training and exams, as well as giving you experience of lots of different areas within the NHS.
You get paid while you do the scheme (I think it’s at band 5 but it might have changed since I did it) and people tend to progress fairly quickly once they finish the scheme (especially from the finance stream).
There were lots of people on the scheme who were older and had clinical/social care experience. It is hard work though and you’ll be doing a lot of studying alongside your placements.

chachachachachange · 15/07/2021 11:01

Thank you for being honest and realistic about what I could expect.
I am a chicken about making a career change, but I don’t think I can continue with the physical and mental demands of nursing until I retire at 68. Realistically, many nurses stay as band 6 until retirement, there are just not that many b7 jobs.
On the other hand if I can’t pass nhs band 7 interviews because I am not good communicating my points to the interviewers (I start talking and forget things, repeat myself, no order or Whatsoever despite a lot of hours preparing), I doubt I would be good at any senior interviews in finance/tech.

Anyone has any advice in the world of tech? I just wish I hadn’t been so naive when I decided to study nursing!

OP posts:
sodthefootball · 15/07/2021 11:31

@chachachachachange

Thank you for being honest and realistic about what I could expect. I am a chicken about making a career change, but I don’t think I can continue with the physical and mental demands of nursing until I retire at 68. Realistically, many nurses stay as band 6 until retirement, there are just not that many b7 jobs. On the other hand if I can’t pass nhs band 7 interviews because I am not good communicating my points to the interviewers (I start talking and forget things, repeat myself, no order or Whatsoever despite a lot of hours preparing), I doubt I would be good at any senior interviews in finance/tech.

Anyone has any advice in the world of tech? I just wish I hadn’t been so naive when I decided to study nursing!

It's a very hard three years retraining in accountancy, but as you get closer to retirement age, you could go part time, still bring in good money and just not be exhausted all the time. If you're playing the long game, it will take less of a physical/mental toll on you towards the end of your working career. So, there is that.

Do you have a family situation to consider, or is it just you?

Are you sure retraining is the answer OR might it be an option to get some coaching at interview skills? If you could do a Band 7 job, but you're just failing at the interview stage, it strikes me that it would be a lot more cost and time effective to get better at interviewing than to change career altogether.

You're the only person on this thread who knows if you're capable at the work and just bad at interviews, or if you wouldn't be able to do the job. Being bad at interviews is not uncommon - and it's entirely fixable. If you want to stay in your line of work and progress, that's a very real option.

Chatteroos · 15/07/2021 12:06

You sound similar to me and so I've been reading this with interest. I've been put off by the big salary drop of a career change but also know that long term I'm going to need to try something different that suits my skills. I wondered if you'd considered the NHS grad scheme and I think in some cases they let you keep your band 6 (sure I read that somewhere) although it might be pretty hard work with a young child. It's something I've considered.

Also what about nurse education if you have a masters in nursing? Could be worth contacting your local school of nursing and having a chat? I hear the workplace benefits of working at universities are great plus the salaries are also good in teaching.

chachachachachange · 15/07/2021 12:10

I cannot sell myself well enough. I need all this examples in leadership and implementing change. Nevertheless I am in a rotational/peripatetic post so when I am in a new ward/service is because they need me and there is no time for quality improvement or projects. In my last 3 places of work I have asked to get involved in a project but I’m always told: we are very short staffed now, we need you to have a busy caseload, we are facing the 3, 4 or 5th wave, etc. I have colleagues who are great communicators and for small things are able to build a nice example. I am told my examples are good in writing but for some reason I might not get them across well during interviews.
Nevertheless even as a band 7 (and this is as high as you can get for most people) you never earn more than 48k and have more stress coming from upper management. I’ve know of nurses going back to band 6 posts due to stress.

OP posts:
RestingPandaFace · 15/07/2021 12:19

I’ve worked in both fields and I would suggest that you will possibly find it easier to transfer into accounting than tech, but you will take a salary drop in both.

You could do the first few accounting exams whilst working and then look for a junior position to move into which might help your salary to recover quicker.

For tech the training is possibly more accessible, but it can be expensive. There are a lot of people retraining into tech so she isn't really a barrier any more, but you might find it hard to secure a job without any experience or quite a bit of training under your belt.

Another option might be to think about project management training. There are quite a lot roles in the NHS that combine clinical knowledge and project skills, and it might be possible to find a trainee or apprenticeship role whilst staying in the NHS.

Gakatsbsk · 15/07/2021 12:26

@chachachachachange

I am also a nurse, and was just wondering if you have considered the nursing related but not directly clinical roles ?

Two of my friends have gone into education. One after 6 years qualified as a band 5 (but did a msc part time) and is a nursing lecturer. And one a band 6 education role from a band 6 deputy charge nurse role. Both prefer their jobs now. You already have a masters which is usually a job requirement.

Apologise if you are in a very rural part of NI, but QUB was advertising not long ago for nursing lecturers, as was ulster university.

RevolutionRadio · 15/07/2021 12:29

Have you looked at NHS Quality and Governance roles some of them are higher than a band 6 and value clinical experience.b

Egghead68 · 15/07/2021 12:33

What about using your nursing qualification to work for a health insurance or pharmaceutical company? Or doing beauty treatments like Botox? I have no idea if salaries are higher but you could look into it.

Aprilx · 15/07/2021 12:44

I have been an accountant for about 30 years although I am taking a break (possibly a permanent break) at the moment. My background is multinationals and I spent my formative years working in financial services in London. I think salaries across the professions vary massively, I recruited newly qualified accountants for £45-50k well over ten years ago. On the other hand in smaller companies and other parts of the country this would be a salary that only somebody relatively experienced could command.

I have been involved in the recruitment and development of hundreds of accountants over the years. I think you are firstly underestimating how difficult it is to pass accountancy exams if you think you can do this alongside a full time NHS job. The pass rates are relatively low even for people that are working as part qualified in the profession so are immersed in accountancy every day. I have a maths degree and the content of my degree is far more difficult than accountancy, but the accountancy exams were far more difficult to pass.

As others allude to, even if you did pass all the exams you would then be a passed finalist but you couldn’t apply for full membership as you would not have the three years of practical experience that is required. I dare say this would even make you slightly less attractive for roles in accountancy, as you are passed on paper but with no experience. I think somebody recruiting for a part qualified accountant, would probably prefer them to be part qualified in terms of exams too.

If you did decide to pursue this occupation versus another, I would suggest maybe just doing a couple of the foundation accountancy courses. This would give you the opportunity to see if it is for you whilst also allowing you to demonstrate to employers that you have some commitment to learning the profession and can study in your own time.

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