Parents bought DB house but keen to be fair

[Bananahana]

I’m torn. My DB and DSIL (who I absolutely adore) were in a situation, due to international living, that they couldn’t get a U.K. mortgage. Quite frankly we were all just chuffed they decided to come home. My folks offered to give cash to buy 80% of their house, brother paid 20%. House was cheap.

It’s now been 6 years. No sign of them getting their own mortgage and buying my parents out. My DM keeps saying transparency is key to all this but when I ask questions like: will they buy off you from 2021 or 2015 prices she has no idea. How will they account that DB/DSIL havepaid for loads of house improvements? again no idea.

I’m trying to explain to my mum that over this period I’ve paid 25k in interest on my mortgage. I don’t expect that in cash off her, no way! But she so emphatic about equality between me and my brother so I’m
highlighting to her how that works re mortgages.

I ask her (gently) what the Long term plan is and she has no idea. Right now, brother not paying any mortgage as house paid for in full cash, maybe they’d like a mortgage for pride, but that’s more £ each month when they don’t have loads. So Id have thought not.

Literally, AIBU to think my mum has not lived up to her equal approach? But should I even care?

[quote CastawayQueen]@covidcloser in the OP ‘she’s so emphatic about fairness between me and my brother’[/quote]

So not 'banging on' then

@Bananahana

They own it together, him 20% them 80%. As such there’s no mortgage or payments to anyone.

That’s between them, nothing to do with you

Sounds like your DM is just saying words to get you off her case tbh. I would stop asking any questions.

Op my Dad gave me £50 000 deposit for a property as my circs were different to my brother - I was a single mum who'd been royally shafted and my bro was doing fab with three times my earning potential. When my dear dad died my brother had his extra £50 000 inheritance as we had discussed and as is right. Your mum needs to make this right.

Can they not get a mortgage now for 80% of the current value of the property? They already own 20% of the property but they need to pay your mother back or could they take out a loan for 80% of the price of the property to pay your mother back and then she gets her money back??