I'll try to be brief. Difficult. Am a single parent with no real other support. What I earn pays for me and my two children. Mortgage. Quite a bit of equity. No really significant savings.
Fed up at work. Pays well. Need new challenge. Been there a long time. Getting older. Worried that if I stay much longer it's going to get more difficult to move on as I'll be (seen as...and might actually be) institutionalised. Nowhere to go in my current company.
Ive been stuck in a way as am a little out of the way geographically... so the job I have is really well paid and rare where I am. My children are in school a few more years and I won't move them. Not an option. I had accepted I'd be a little stuck before.
If I take a package being offered (to everyone, if I don't take it my job isn't actually on the line, they just need a certain amount to go... and are almost there in terms of numbers) I would get about a years take home pay.
So. Tempted. A lot of the jobs in my field are starting to become remote. Things have changed. I think I'm pretty employable. I think I'd get a job after taking the package.
So. Aibu to jump. Have a years safety net. Assume I'll get something in that year.
Or am I being irresponsible and foolish. Too risky. Would any gap just look awful to employers?
Obviously the sensible thing to do would be to get another job first. But if I do that I won't get the redundancy.
I could progress the refund cat (would take three months to sort) and in the meantime apply for other roles... so no gap?
Anyone done similar? Anyone regretted it? Anyone taken the plunge and moved on successfully with a little nest egg in the bank?!