Shared ownership housing and boring repairs

[Boilerqueen]

I've NC as this could be outing.

Genuinely would like to know if I'm being unreasonable. Sorry it's about boilers, not the most exciting of subjects.

I bought a shared ownership house in early May. I've got a mortgage on 40% and the housing association own 60%. I pay a fair rent on the 60%. When I bought the house I asked for a boiler service and was given a certificate by the seller dated the week before from a gas engineer who had apparently serviced the boiler.

Cut a long story short, the boiler is f*ed. I need either a very expensive repair (over £1000) or a new boiler. I realise this is part of home ownership. I asked the HA for a contribution and they've refused saying all repairs are my responsibility. The boiler is a fixed part of the house and won't go with me if and when I sell on.

I'm cross with the guy who sold me the house for not divulging this information and potentially giving me a 'mates' gas certificate but I know any legal fight is totally fruitless and will only end up costing me a fortune.

My biggest beef is with the HA, I'm a reasonable person but this seems very unfair to me. What do you think?

OP I assume you brought second hand, a resale shared ownership? If so it's caveat emptor, buyer beware. If you brought a new build, the boiler will be covered under warranty.
The joys of any form of home ownership.
Also, be careful, a lot of the information given I'm this thread is tosh from people who giving incorrect advice.

£1K for a boiler repair sounds suss to me. Can buy a new boiler for that (obviously going to have to fit on top).
Get a report on exactly what's at fault with the current boiler, shop around for any parts yourself.

A LOT of gas guys/gals are not that good at fixing boilers, many of them use a trial and error process of swapping out the most likely failed part/s and hoping that does the job.

Ask on Facebook groups for recommendations for boiler repairs and ignore everyone who puts themselves (or is promoted by partners etc) forward.

Good boiler repairers are few and far between and very rarely need to market themselves at all...

[quote Boilerqueen]@Orf1abc

I'm asking for opinions not to be judged.[/quote]
Is it a new build op?

Fwiw I'm also in a shared ownership and to me it's not really any different to owning the house outright- in which case you'd also be footing the bill. If it's a new build then the boiler should be under warranty?

That's shared ownership, the HA get the rent money regardless and you have to pay for all of the maintenance costs, you are not the only one who has assumed they would pay as if you were renting the landlord would pay for repairs, not on shared ownership I'm afraid. Alot of people don't take up the option of SA because it has quite a few cons

It's ridiculous that they own 60% of the house but leave you liable for 100% of the cost of any repairs, but there it is. You wanted shared ownership, you got shared ownership, don't complain about terms in a contract you willingly and knowingly signed and therefore agreed to. My first house needed a new boiler within 8 months...it is what it is. You have to pay up and accept it.

Hi OP we moved into a shared ownership house 15 years ago. After being in the property 18 months the boiler broke, it was old and needed replacing. We paid for all of it. I can't remember the rules exactly as we bought the property outright 10 years ago, but if I remember correctly anything inside the house was our responsibility, anything outside was theirs (they paid the buildings insurance too).

You should have read the small print when you bought the property.
This applies to ALL buyers.