I moved house 3 months ago and we kept back some of our sale equity to do a bit of work at the new house. On completion day I was expecting around £16k to be transferred to our account after all the fees were paid and sale had gone through. Checked on completion day and the transfer was just under £14k so I assumed I had got my figures wrong. A final completion statement arrived in the post a few days later but in the madness of moving house it took me about 2 weeks to go though it all in detail.
By then I'd also received the final redemption paperwork for our old mortgage and the amount on our solicitors completion statement was £2300 higher than the amount our mortgage company said they had been paid.
I rang and spoke to our solicitors assistant and she instantly said 'oh yes, we spotted that we'd got a figure wrong' and the money was transferred to my account within an hour.
Part of me thinks its a simple mistake that was easily rectified, but something about the way they instantly knew what I was talking about but had made no attempt to contact me or repay the money keeps playing on my mind. If I hadn't noticed and called would they have ever contacted me?
AIBU to want to report it to someone (ombudsman?)? I don't want to make a complaint, I just can't help thinking that someone could be skimming off a few thousand from lots of transactions and keeping the ones that don't get noticed and if no one ever flags it then it will never be found out.