There always seems to be rising bills, unexpected bills e.g. boiler breaking down, washing machine etc... And if you do accumulate savings most will go on needed repairs, due house improvements, getting a new car cause your current one keeps breaking down.
Wages have not gone up for most people. Lot of people are worse off e.g. job losses, no pay rises for years etc...
Even with two incomes, most people in my circle are just about managing and these are people with decent paying jobs. Cannot imagine how hard it must be for others e.g. single parents or those unable to work because of a illness.
To think after the furlough scheme ends in September, we will see a lot more people struggling?