Does this pay seem right?

[Primark872]

I suppose I was expecting more tbh.
Recently started full time as a carer, paid hourly.

I did 48 hours of work in March at a rate of £8.72 per hour
Then 138.5 hours at a rate of £9.30 per hour.then i got an extra £34 for something.
On basic rate tax and no pension contribution yet as I'm still on my trial.

Came out with £1280 net for 186 hours of work, and the majority of those hours were at a rate of 9.30, only around a quarter of them were at minimum wage rate.

They work out pay in 4 or 5 week cycles as opposed to a month's worth, but still this seems rather low for the hours I did, and it's disheartening.
I'm NI band A and paid roughly £112.

20% tax paid too

What was the gross? Did they give you a payslip?

You need a payslip. However given it's basic rate tax, it's pretty close. I've worked put by taking off 20% tax plus £112 national insurance, you should have around £1283 so not a million miles away. You need to get your tax code sorted and double check the payslip.

I think your gross should be £1740ish

Gross was £1741. Yeah, I got a payslip, just reciting this info from it, just seems low for 186 hours.

Tax code is 1250l

So it should be roughly £1706 before tax etc.

So would they have taken out ni? Tax maybe too?

You might be on an emergency tax code so might be worth phone inland revenue to sort that out. But check your payslip to make sure that before deductions you have around £1706

You've not been given the UK personal allowance. When was this paid to you? In March 2021 or April 2021?

You appear to be on a BR tax code instead of a cumulative tax code. Depending on your other personal circumstances, this may or may not be the correct code for you

Opps, plus the extra £34

This was paid to me this month for work in March 2021, I received a letter from HMRC outlining my personal allowance, and I have been deducted £348 in tax apparently which is 20%. Sorry I'm not very good at this tax stuff.

Sounds like they haven't actually applied your tax allowance. Is this your only job? Is your tax allowance being used elsewhere?

I have a part time job too as agency supply staff which I'm paid at a daily rate for, maybe it's this.

Your total (488.72 + 138.59.3 + 34) is 1735.96

20% of that is 347.19 which is very close to the 348 you say was deducted in tax.

So to me it looks like you have not received a tax free allowance, which your 1250l tax code suggests you shouldn't be paying tax on your first £12,570 per year.

Did you have a previous job in the 2020/21 tax year in which you have already earned over £12,570, including any redundancy pay? If so they've probably taken 20% on the whole amount as you've already used your allowance and your March pay is the final one of the tax year.

So in theory next month you should get more.

138,5x9.3=1288.05
48x8.72=418.56
£34 misc.
Total gross: £1740.61
NI = 113.71
Income Tax at BR tax code = £348.12
If tax code was 1250L M1, Income Tax would be £138.79

So it looks right for tax code being BR as Net would be £1278.77

Note: Payroll software will do this more accurately, so figures may be slightly different but probably only +/- £1.

Did you have any other employment in the tax year (April 2020-March 2021)? If you left a job during that time did you give in your P45 part 2&3 to your current employer?

Just seen you have another job. So if that job pays more than £12570 you probably use all your tax free allowance on that. And your pay in this job will always be taxed on the full amount.

For the other job I get paid £99 per day before tax but it's just ad hoc, i think it earns me less than 12.5k a year for sure.

Yeah, I left my last job in march 2021 and started this one right after.

There could be a cut off between hours worked and pay day - usually a week or so

Maybe it will appear in your next payslip?

Yeah, they pay on either a 4 or 5 week basis as opposed to a monthly one, so I'll possibly get more next month.

Its a software thing.

You've had another job in the tax year - have you handed over your P45 from that? If you have, it looks like they haven't used it.

The software had taxed you at Base Rate. You'll be able to claim the excess back if you haven't earned too much already.

@Primark872

For the other job I get paid £99 per day before tax but it's just ad hoc, i think it earns me less than 12.5k a year for sure.

Yeah, I left my last job in march 2021 and started this one right after.

So you’ve had another main job (which ended in March 2021) and you also have the £99 day rate as hoc job?

I expect it will work out now you’re in the new tax year.

Working it out it looks correct to me

It's a bit sad to be doing 45 plus hours a week to come out with that, i am not saying at all that it's a bad salary but just for those hours. Friends on less hours earning 500 plus more a month.
That's the nature of it I guess, I do love the job and it's very rewarding, care jobs are generally low paid so I have to make my choice.

If you’re only paid £9ish an hour then you will have to work more hours than if you were paid £15 an hour. Or whatever. That’s just maths, alas.

If you will earn more in this job than the other one you should register it as your main employment then I think.

Ok thanks for letting me know I will make sure I register it. Just contacted the payroll dept anyway to enquire about my tax code.