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Private home vs right to buy purchase ..

28 replies

000adviceplease · 11/04/2021 07:35

Hi all
Brief overview ...
Looking to buy private home from the open market 3 k below market price 120 k due to the tidying / decorative works needing doing ( house was previously let to tenants who turned loft into cannabis farm . (Plz read previous thread)
Could not locate electric meter etc however vendor has agreed to complete safety electrical check at there cost. I have attached some pics of loft as I am really in two minds on how to move forward.
As an aside I have a second option. I currently rent a housing association property and have done since 2010. I am eligible for right to buy 3 bed house. Value 69 k with discount However I haven’t persued this Avenue for a number of reasons.
Kitchen - incredibly tiny would have to extend out
Bathroom - needs full refit think 80 s suite In situ
Neighbours- noisy with 2 large dogs which bark in house all day and night
Poor sound insulation I can hear neighbours receive a text / break wind/ stack plates
Damp- mould permeated all over property ha will NOT repair this
Is especially bad In child’s bedroom
I need some guidance moving forward
I really want to own my own home time is not on my side however if this sale falls through there is nothing on open market I can afford ( care worker)
Plz wise ones guide me through this ❤️Tia

Private home vs right to buy purchase ..
Private home vs right to buy purchase ..
Private home vs right to buy purchase ..
OP posts:

Am I being unreasonable?


You have one vote. All votes are anonymous.

MiaowMiaow99 · 11/04/2021 08:04

I'd get a survey (second level) on cannabis house as I'd imagine they've messed with the electrics to allow the huge increase in usage those farms need.
Has vendor agreed to also pay for remedial work to fix electrics?
3k under market value is not alot of discount for ex cannabis farm.


000adviceplease · 11/04/2021 09:00

The home buyer survey for approx £200?
That is next step I think ...

OP posts:

000adviceplease · 11/04/2021 09:01

Vendor is awaiting the results of electrics check .... they have not offered to pay per se

OP posts:

Rhubarbcrumblerules · 11/04/2021 09:07

Homebuyer survey wont tell you much, I a level 3 survey (building survey) which will.give you a detailed report of the condition of the house including estimated cost.of.any repairs


Didicat · 11/04/2021 09:09

The big question is do you have the money to fix it if the electrics are indeed unsafe/need work? Would you want the vendor to fix the uncovered problems or would you want the price reduced so you can instruct your own electrician to fix it?

Cosmetic things you can live with for a surprisingly long time, however electrics, plumbing roofs etc a small problem can lead to very big problems if not dealt with.

It doesn’t sound like you want to stay where you are and need lots of work anyway.


Saltyslug · 11/04/2021 09:09

Can you post a link to the house?

What area are you looking to buy in?

The dogs sound awful and would put me off buying the HA. However I’d be interested to hear what sort of area it in?


Ohdoleavemealone · 11/04/2021 09:10

The HA house sounds awful. Do not buy this!


Camandmitch · 11/04/2021 09:21

If your neighbours are also HA then they will probably never leave and they will always have dogs. It doesn't sound like you actually like the HA house so I wouldn't buy it even if it's a good deal.


MiaowMiaow99 · 11/04/2021 09:33

I wouldnt buy HA home either, btw.


askingrandomsonlinemighthelp · 11/04/2021 09:39

Check for dry rot. I don't knowwhat those black lined are, but if it's dry rot, it will need treating.

Buy the cannabis house! You can do it! Little by little!


000adviceplease · 11/04/2021 09:42

It’s in NW uk Merseyside
HA adjoining house is bought since 2005 and yes they will always have dogs - the last lot of dogs they had died 4 years ago and they went and got two more 🙈

There is scope financially for the price to be dropped and I purchase any necessary works

OP posts:

Saltyslug · 11/04/2021 09:44

Is it worth looking at a ground floor flat or smaller property needing less work


Saltyslug · 11/04/2021 09:45

Happy to hunt properties for you if you give an exact area of Merseyside


Saltyslug · 11/04/2021 09:46

How many bedrooms do you need?


000adviceplease · 11/04/2021 09:48

The flat would cost same or more

OP posts:

Ilikewinter · 11/04/2021 09:51

I dont think id buy either, for £120k there must be other properties available...where abouts in Merseyside are you looking?


mygenericusername · 11/04/2021 09:52

I would buy the HA property. You don’t sound like you have a huge amount of disposable funds.

Stay where you are, do the work and sell as soon as you can. You’d be bonkers to pass up your discount.


LadyEuphemia · 11/04/2021 10:03

3k off won’t pay for the re-wire I suspect it will need. Not to mention installing an electric meter, I was quote 1k to move mine from one side a wall to another. Get your own electrician in there to go over it, it’ll cost you a little and save you thousands.

You also need to check that all the moisture in the loft hasn’t caused any rot or mold issues up there. That could be expensive to fix as well.

In all honesty I wouldn’t buy either, just wait for the right one to come along.


000adviceplease · 11/04/2021 10:25

I’ve 20k including deposit fees etc

OP posts:

000adviceplease · 11/04/2021 10:50

Need a property with at least two beds but there is no where in the area prospective house is that costs less than 155 k which is the price the last house in that street sold for

OP posts:

000adviceplease · 11/04/2021 10:51

More pics

Private home vs right to buy purchase ..
Private home vs right to buy purchase ..
Private home vs right to buy purchase ..
OP posts:

LadyEuphemia · 11/04/2021 10:59

Well if you really, really want it. Get more negotiating power to get price down some more.

What’s the rest of the house like, kitchen, bathroom? Ceilings etc? I’m wondering if damage was done to the upstairs ones because if the plants being grown up in the loft.

Electrics are probably your biggest problem though, I’d get full quotes for the work that needs doing. That includes if any wall channeling needs doing and the replastering to follow. And get it knocked off the price of the house. If it was cheap the landlord would probably do it himself and just re-rent it.


000adviceplease · 11/04/2021 12:02

I really really want it can you tell 😂
Rest of the house fair to good condition reasonably modern bathroom kitchen and ceilings all look fine visably
Better than my HA home I may add 🙄

OP posts:

Speakuptomakeyourselfheard · 11/04/2021 12:08

I've just read this which would definitely put me off:
( )

Restoring your property:
As mentioned earlier, restoring your property once it has been used for cannabis cultivation can run into thousands of pounds. The property is highly likely to be suffering from mould due to high levels of moisture, along with cosmetic damage such as flaking paint and wallpaper.

Walls are often knocked down, meters bypassed, and a strong odour left even once all the plants have gone.

I think if I were you, I'd do a bit more research on Google about buying a house that's been used for cannabis growing. Oh, and I certainly wouldn't commit to buying your current home, as although it's a step on the ladder it sounds like it might be difficult to sell later on if you want to.

If you're really desperate to own your own home, why not consider moving to a cheaper area, you can still buy lovely properties for under £120k in Wales.


murbblurb · 11/04/2021 12:23

Neither. Obviously not the ha house in asbo street ( lady last week killed by neighbours dogs) but the ex- grow will need major works.

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