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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Birthday presents

27 replies

Moneyhassel · 17/03/2021 22:12

Nc as outing...
My DH recently got a very highly paid job. I work part time for him in afternoons not on The books, he gives £250 a week from him out of which I buy all the shopping for the week, pay for ds activities and put petrol My car. (Housekeeping really)
DH has a birthday coming up and I asked him what he wanted.. he mentioned two gifts one costing around £800 and the other around £700. I said ok pick the one you want snd I’ll get it out of the business account... well he went up like a bottle of pop! Saying where’s all your money going? And that account is his money that he works for!!! Wtf?? I do t have any spare money to ‘save’ for expensive presents! Aibu to expect to take money out of our joint account for his present ? or is he being bloody tight?

OP posts:
Sahm101 · 18/03/2021 09:42

What a joke! Where does he think the food comes from, or his sons activities. Was he joking by any chance?

LittleOwl153 · 18/03/2021 09:56

I've just picked up that this is a new high earning job. So running a 'business' is new to him? If so then I suggest you need to relook at finances as, as a pp suggests, just taking funds from a business account is going to cause you issues with tax etc.
I'd suggest you sit down and work out with him exactly what 'the business' can afford to pay out each month. Find out the most tax efficient way of doing this - it will involve using both your tax allowances! Then make the decisions between you as to where this money is spent. I'd suggest a household account for all bills and expenses for the house/kids. Then assuming there is spare an equal amount into your own personal accounts for your own spending. But do take some professional advice re setting up the business/accounts it will save you loads in time and money in January when the tax man comes knocking!

(But £800 on a birthday present is still ridiculous in my view!!)

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