Sisters bf being a asshole

[Asdparent]

Posted in aibu as need advice asap.

Last week my sister finally broke up with her bf. He was financially abusive and he cheated multiple times on her and got drunk most days. She ended up behind in her rent due to him. He give her 500 pound towards her rent a few days before she broke up with him.
He wants it back she told him no.
Now he told his bank he transferred it by mistake which is a lie but his bank is now saying they will take legal action if she doesn't pay it back.
Shes a mess just now.

His bank has contacted her to say that?

Or he is saying that?

Banks don't take legal action for mistaken tranfers. If/when she is contacted by HER bank she just has to refuse and say it was back rent payment and he is now being malicious.

Banking Code:

If you notify your bank/building society you’ve made a misdirected payment, they will start looking into it properly within two days

Where they find “clear evidence of a genuine mistake” they will contact the receiving bank on your behalf to request the money isn’t spent.

So long as the recipient doesn’t dispute your claim, you should then get a refund of the money within 20 working days.

Even in less clear cut cases, your bank will still contact the receiving bank to ask for consent to debit the account of the person that received the cash, though no funds will be removed without that consent.

If the funds can’t be returned through this process, your bank will outline the various options open to you, such as court action against the person that received the funds.

He definitely told his bank as my sister's bank has been in contact with her.

Does she have any messages or emails where he says he is giving her the money. Does she have a receipt of some sort that shows the £500 being paid towards the rent?

Is there any test messages between them that says something along the lines of "I'll give you £500 towards your rent"
Is so I'd get her to save them and email the bank maybe or go in and speak to them
Not even sure it's a thing you can do but it's worth a try at least

The bank called her? "This is X bank" ? How does she know it's them and not a friend of his that he's given her info to?

First thing I'd do if I was her is call her bank on the number on their website and ask them.

I have read so many times that if you transfer money to the wrong account there's not much they can do.

She needs to call the bank, ask them if it really was them, tell them it was paid intentionally for bills and so won't be returned.

Is he on the tenancy agreement? If he is then he is equally liable for the rent. If he is, send a copy of the tenancy agreement to the bank saying that he is liable for rent and this payment is towards rent, if she has texts from him about paying towards the rent screenshot those and send those too.

@Asdparent

He definitely told his bank as my sister's bank has been in contact with her.

Then she needs to say it was towards his rent and that he is being malicious. They cannot send the money back without her specific permission.

He would have to take her to court to get it back.

So she needs to gather up any proof if him owing her money, like him being on the tenancy, having given her money for rent and bills before, the debt he grew with her.

He wasn't on the tenancy unfortunately. Shes messaged him so he can hopefully message someone back she can use. It does look like he hasn't got a leg to stand on tho thankfully

What did she say to her bank?

If he has raised this it's unlikely he'll help her get it stopped. She really needs to stand up to him, she may as well start with this.

I hope she can, given she has a very strong position, she needn't throw that away for fear of him!

Best of luck to her

The bank actually called her? She needs to call the main customer service line of that bank and ask if what she's been told is actually possible. Because it's my understanding that whats being claimed (that the bank has said she has to pay it back?!) is ludicrous.