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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

POA Problems

30 replies

quicklybeingdrivenmad · 07/03/2021 15:14

Posting on here for WWYD

My maternal aunt and uncle asked me to become POA for them as I had done the same for my parents, said it was because I lived closer than Uncles 2 sons from previous marriage who live down south (later came out that my aunt and uncle had previously made them POA but were sick of bailing them out of the financial messes, they got themselves into and did not trust them to have POA over their funds).

Just before 1st lockdown buried my aunt, uncle is in ill health, I have been checking on him, ordering his shopping for him to be delivered weekly, he got upset a few weeks back cos he was having a problem with their old joint account (now in his sole name) and could not sort it asked if I would register POA with bank to sort it (agreement prior to this was they would hold poa document and I would only register if asked by them or if it became apparent I needed to )

So contacted bank, ages on phone, scanned and sent as requested, get a letter asking me to take original into the bank with ID, weird cos was advised would all be done remotely, go into bank it turns out POA had been registered previously by the sons (aunt previously told me it had been same arrangement with them as me only to be used when necessary but due to distance they had the document, aunt and uncle just assumed new one would cancel old one)

My poa is now registered and problems sorted but turns out there have been a few transactions on one account that do not make sense cash taken out down south, which I cannot fathom a reason for as all his shopping etc is done up here on his debit card, I sort everything out for him, asked uncle indirectly if the boys had been in touch ( he calls them that even though they are 55) said no and he was sad about it.

I know they they will find out next time they go into the bank that their access is blocked, do i tell my uncle and hurt him further or confront them demanding the money goes back in, FYI when my aunt was dying in hospital 30 miles away from their home me and two other relatives did a rota and took him daily to see her, I asked them (sons) for help once and was advised by one "your aunt moved my dad up north he is your problem now" by the other I only have a few days holiday left and need to keep them in case it snows so not going to use it to come up north"

Am at a loss what to do

OP posts:
quicklybeingdrivenmad · 14/03/2021 17:07

Both LPA's not enduring, already knew about this when I posted cos have been through it with my parents ( now deceased) The post was just asking for help on what to do as I have never been in this position and never imagined I would be, but thanks for all your advice and support

OP posts:
MatildaTheCat · 14/03/2021 17:18

Age Uk are brilliant at advising in this type of situation. If he does decide to rewrite his will be sure to get it watertight as the sons will be bound to try to contest it and say he wasn’t of sound mind or was coerced.

What a very sad state of affairs. Sorry you are having the stress of dealing with it.

WeatherwaxLives · 14/03/2021 18:08

On the will - I don't know if this is true or not, but I've read that cutting someone out completely (who has a relationship where you'd expect them to be included, ordinarily) can give them grounds to contest, but including them for a nominal amount means they clearly haven't been 'forgotten' so contesting is less likely to be successful.

Thehop · 14/03/2021 18:15

He’s really lucky to have you OP. His sons sound hideous, I’m glad he’s leaving his estate to his grandchildren instead.

MelbourneWay · 15/03/2021 14:52

Hello Quickly, thanks for updating us, I think you have handled this very well.

I just wanted to say that, if the brothers decline to agree to repayment plans, then you do need to go to the OPG otherwise you become complicit in their deception.

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