Hi there, I’m really struggling with dealing with my ex. We broke up seven months ago and I’ve been living in the property we bought together and I would like to buy him out which I should be able to afford. Our situation is that I had some family money when we bought the house and also had just started a business so didn’t qualify to go on the mortgage. The mortgage is in his name as is the house but I own more than half the house through the capital I put in which we have a declaration of trust for. I then put further money in for a loft conversion which he didn’t contribute to and we don’t have a declaration of trust for. Now he’s refusing mediation and threatening to default on the mortgage. He lost his job a year ago and his idea of contributing to our daughter is the petrol he pays for to visit her every other weekend and him paying for the mortgage despite me making an offer that I thought was reasonable to buy him out last August.
We only restarted conversions about the buy out recently and it seems like he is trying to discredit the declaration of trust and seems to want half of the equity I put in. He’s also refusing mediation. I took an ex to small claims court before and my feeling is that I’m going to have to go legal with my ex as our viewpoint is so far away from each other’s I just can’t see us resolving this between us and I think it will really damage our relationship. We actually get on okay if we avoid talking about anything stressful. He’s a bit unstable and I do feel a bit sorry for him but at the same time, he left me, barely looks after our daughter and I don’t feel he should financially benefit from our relationship apart from through the investment he made in our property and being paid a fair price for it (we were not married). Can anyone offer any advice on how to move forward. Would an order for sale work although I don’t want to sell the house, I just want to buy him out. Apologies if this is not the right thread. Got a bit confused trying to post a thread!