To find the amount of Monty that some ppl spend bloody frightening and pointless?

[torkstork]

I have to start by saying I'm a saver so naturally it goes against the grain for me to spend too much/too often. And I am aware that my "thrill" is in saving but for others this is no the case. BUT what I have noticed with a lot of friends and family lately is the constant spending that is so unnecessary and just almost automated and not needed. For instance my sister found a jumper she liked so bought it in 5 colours!!! She has about 20 million jumpers already and is working from home. It's not my business...I know I know. But she followed up the zoom call (where she showed me said jumpers) with " oh my car is sounding funny these days, I really need to get it sorted but I'm scared because...I'm broke!!" WTAF

It's not just her though all of my friends are at it...it's so unnecessary

That's supposed to me money not Monty

Good for the economy I guess, shit for the planet though. Life would be harder for frugal types if there weren't spendy people to balance it out

Like you say, people make different choices. I’m a saver. But I don’t see anything wrong in her making a throwaway factual comment about being broke 🤷🏻‍♀️

It would be annoying if she was complaining about being broke with no insight into the impact on that of the 5 jumper purchase, but it doesn’t sound like that.

You can’t police what people spend their own money on. 🤷🏻‍♀️

Everyone dies things differently. I’m a saver but I do treat myself when I want.

The statement from your sister would do my head in as well.

I do think people are on auto spend, yes. It's up to them what they do with their money but it is odd when they tell you about their five new jumpers and then want sympathy for a standard cost that "came up".

@Cocomarine

Like you say, people make different choices. I’m a saver. But I don’t see anything wrong in her making a throwaway factual comment about being broke 🤷🏻‍♀️

It would be annoying if she was complaining about being broke with no insight into the impact on that of the 5 jumper purchase, but it doesn’t sound like that.

Oh, I thought it sounded exactly like that!

Even if she has the insight, what's the point of buying what you don't need and then moaning about being broke?

I NEED to see the jumper worth buying 5 times, link please :)

.... totally misses point of thread

I don't get it either. I know plenty of people who have cars on finance, expensive mobile phone bills, frequent holidays (pre covid) but then moan that they can't save up for a mortgage deposit.

Did the car maybe start sounding funny after your sister had already bought the jumpers?

God I thought you meant people buying swimming pools and private jets not five bloody jumpers. Maybe wind your neck in.

@Twistiesandshout

I NEED to see the jumper worth buying 5 times, link please :)

.... totally misses point of thread

I need to see one in 5 colours worth having. I like brighter colours and have seen far too much black, grey and nasty pastels for my liking.

A lot of people are like this, but unless if affects you, ie it's your partner or they're cadging money 'because they're skint and can't afford the car repair' it's probably not worth the headspace. They only make stress for themselves and all the information about being a sensible grown up and making boring choices about money is out there if they want to sort themselves out.

Barbara for some reason, men's jumpers seem to have much better colour choices but obviously the fit might not be right!

No point in being the richest person in the graveyard.

I'm a spender. Couldn't imagine spending my life saving and watching the money sit in the bank.

I am really trying to be like you and save, I dont know where it comes from but I have always loved spending. Sometimes I buy things and end up returning just because i like the feeling of buying something new!

I am not so bad now and actually have started putting money away this year, the thrill of sticking an extra £50 in the savings account is quite nice! And its good to think I have a little pot of spare money should something come up.

My dad is a saver and my mum is a spender but realllly tight with anything else (i.e when they were married, his money was 'family money' - hers was hers) so i dont why i didnt just take after my dad!

It can get tedious listening to people moaning about money while spending loads on other things. Or just wanting expensive things and not willing to compromise.

When it comes down to it, you can't police other people's money choices. They have different priorities or definitions of essential.

If people are spenders, then how do they imagine their retirement will pan out on a state pension?

Might want you to volunteer to loan her money to get her car fixed op. But I wouldn't. She made her choice. 5 jumpers were more important. Hope she likes walking when/if her car breaks.

It's completely her choice what to spend her money on. If she makes bad choices, she must live with them.

Could be worse, I've owned 20 cars in the last 10 years peaking at 4 at the same time, get your head round that!

@MatildaStoker

Did the car maybe start sounding funny after your sister had already bought the jumpers?

Cars needing work is incredibly predictable. And boilers breaking down. And needing electrical and plumbing maintenance. All in the same month would be a bit much, but you know these things will happen.

I’m afraid I’m a bit like your SIL. I love spending money on frivolous things, clothes, holidays, beauty treatments - but hate spending it on practical things so will often put them off - I really begrudge paying to get the car cleaned/diy around the house/car mot’d etc . Luckily dh is the opposite of me so gets all the necessary stuff done - we balance one another out. If we were both like him life would be very boring and we’d still have the same outfits we’d owned since 1999 and probably only exist on the bare essentials in life!

What is the exchange rate for the Monty nowadays?

I get my thrill from buying bargains.

Money is just one of those topics where I think people should just do what they want to do.
I'm a saver, don't spend much money and worry about big purchases even though we live quite comfortably. I have family with no savings who will buy designer clothes. I guess it's all down to what's important to you.
What I can't stand is people who talk too much about it either way. Either those with massive savings who never go on holiday and are really tight or those with no money who moan about being broke or try and sell there MLM etc
I do often worry that my partner and I are too cautious, and could enjoy things more. Lockdown has helped (I know we are the few) as we have saved more money than expected so feel were in a better position, guess it's about finding a balance

It's the same reason people eat a packet of chocolate biscuits while moaning about being fat...human nature

I think it comes down to what's fun to spend money on. It's enjoyable buying yourself something nice, fixing the car is not so exciting!
I used to be a ridiculous saver and some of it I actually regret. For example, I refused to buy myself new shoes for my wedding. Now whenever I look at the photos I'm really disappointed that I couldn't bring myself to spend even £20 on a new pair. I've gone a bit too far the other way now since having children, I love buying them things and it's fun! But my house needs lots of repairs so I do need to start reigning it in. Paying someone to plaster a wall is not fun though