Got a quick credit score query, as I’m looking at applying for a mortgage over the next year.
My current score with the main providers (Experian, Clearscore) is decent. To improve my score further, I’m wondering if it’s worth getting a credit card (as I don’t have one at the moment).
I’ve put off getting a credit card as I’ve never really needed it. Would it be worth getting one though in case it may be useful for my credit score?
I also get that credit cards can be helpful as they offer protection when making big purchases, so that might also be helpful in the future.
Thanks!