In July 2020, I purchased a Corner Sofa and a Separate Recliner Chair from ScS Doncaster with a total value of £4,454.98. A £2,000 deposit was paid, and an HP agreement was taken out to begin paying Direct Debit once goods were delivered.
26 Sept 2020: SCS confirmed that the ordering system had not picked up the order as the furniture was from 2 separate suites, as a show of goodwill, they would give me £180 once the furniture arrived and as I was sitting on deck chairs they would loan us a suite.
3 Jan 2020: As we still not received the new furniture I Notified ScS that I would like to cancel the whole order without further delay and obtain a full refund of £2,000.
ScS confirmed the chair had been ready in the warehouse since September but as I had specified both had to be delivered together. they would be obliged to charge a 25% cancellation fee.
ScS have now taken the loan suite back but have still not paid me any money back at all.
I have spoken to Citizens Advice and they have confirmed that ScS have breached The Consumer Rights Act 2015 and that the contract is void given the misrepresentation.
ScS are not returning my calls or answering my emails soooo,
My Question is, I paid the deposit on my debit card, if I contact the bank would they be able to get my money back on my behalf?