What happens at dentist if you have treatment but no money to pay after?

[HighlyOptimistic]

Need emergency dental treatment wisdom tooth acute pain.

Furloughed on about £200 month absolutely zero money in bank until next pay day. Nobody to borrow from, work won’t sub me, don’t have credit for loans, not eligible for free dental.

If I just have the appointment and afterwards present my debit card for payment, it will be declined as there’s about £3 in my bank, what happens next?

Will dentist just invoice me? Keep my bank card as security? Call police?
I have no way of paying but the pain is making me nearly faint and I’m already at the limit of how many paracetamols I can take in this 24 hour period.

I’m not trying to defraud or steal, I just genuinely have no money in my bank until pay day in 2 weeks time (work pays early at Christmas so it will be Christmas Eve , too late to wait).

Is there a dental receptionist or dentist/assistant on here that can advise?

I don’t want to risk saying before my appointment I can’t afford to pay as they won’t take me in. My whole face is throbbing. I’m not wasting A&E time as 111 said only go if you’re having breathing difficulties. I am but that’s me trying to keep a panic attack away because of the pain (I’m managing the panic attack).

If your on a low income you may be entitled to free dentistry have you done a HC1 form?

@CrotchBurn

I would go to A&E for this. Failing that go to your bank and get an overdraft?

why do posters keep suggesting A&E? it isn't a catch-all for anything you can't get elsewhere. It's for accidents and emergencies and that doesn't include impacted teeth. A&E doesn't have dentists on standby.

Even if you end up having to pay keep your receipt and if you are eligible for free help they will reimburse you.

@LoveMyKidsAndCats

If your on a low income you may be entitled to free dentistry have you done a HC1 form?

she is not on low income. She has a DH who earns but won't pay for her.

Why has the husband not been pursued for the tax credit overpayment? You can't live on £200 a month.

@PassataQueenofBritain

Why has the husband not been pursued for the tax credit overpayment? You can't live on £200 a month.

Did you miss the other bit of her posts? Her husband is working and has continued to work throughout. It's not a money issue, it's a bastard of a husband issue. he won't pay.

@PassataQueenofBritain

Why has the husband not been pursued for the tax credit overpayment? You can't live on £200 a month.

This is actually a common financial abuse tactic.

Sorry if this has been suggested, but the issue here is not really lack of money, it's that OP is in a financially abusive relationship. With that in mind, aren't there charities who could support her and help her get treatment, or get her some kind of emergency money?

Many years ago before everywhere was card payments and it was either cash or cheque I don't think I ever paid straight after as I never used to have enough money on me . They used to send me an invoice .

But it makes no sense. Presumably the tax credit claim was affected by him being in the household? So why have the tax credit [branch of govt, I don't know which dept it comes under] not taken the money back from his account, as he earns more? In households where child benefit has to be repaid, it's the person on £50k+ that has to.pay the money back, not the recipient.
Why does this not apply here?

Please seek advice from women's aid on financial abuse once you have sorted this Op.

Wait so your husband can pay but he'd rather leave you in excruciating pain?!

If you're on a low income you can get NHS treatment into is here www.nhs.uk/nhs-services/dentists/dental-costs/get-help-with-dental-costs/

Sadly, I don't think the OP will be back.

I doubt she imagined she would be forced to explain that yes, she has a husband in work and the money is there to pay, but he has chosen not to.

Most women who are in abusive marriages do not want to see the writing on the wall. It must be pretty horrible to read everyone throwing up their hands in horror when they realise what they are enduring.

I don't think there is much point trying to tell the OP where to find the money at the moment, other than speaking to her husband and asking why he won't pay.

OP if you are still reading, contact Women's Aid and also keep a record of incidents like this which can count as unreasonable behaviour if you decide to divorce him. Because if what you say is 100% true, that must surely be your next move.

I do wonder whether the advanced search option by username should be removed

@CrotchBurn

I do wonder whether the advanced search option by username should be removed

Why?

It shows up a lot of inconsistencies sometimes.

Because maybe inconsistencies in some cases aren't important to know. In this case, she doesnt have the time or energy to tackle her abusive relationship. She was just looking for advice on dental work and treatment whilst in massive pain.

That may be so, but she didn't even acknowledge his behaviour was unacceptable.

@CrotchBurn

I do wonder whether the advanced search option by username should be removed

There would be a lot more troll hunting if they did.

I have said before that either name changing should be limited or that usernames should have a post count/colour codes for how long they've been members. So even if there's a name change for sensitive situations, if the poster is 100+ posts or at 'gold' standard vs let's say 'blue' for newbies, it would mean there's less questioning of authenticity/need to advance search.

Sorry for the slight derail. Just can imagine its frustrating for longterm posters who name change for sensitive posts to be questioned like trolls.

@CrotchBurn

Because maybe inconsistencies in some cases aren't important to know. In this case, she doesnt have the time or energy to tackle her abusive relationship. She was just looking for advice on dental work and treatment whilst in massive pain.

Yes, I know the Advance Searching seems problematic. But she was actually asking for advice on not being able to pay for dental treatment. At this time of year, any thread involving a poster claiming extreme poverty and an urgent reason to need a small amount of money is worth a quick glance behind the scenes.

No one wants to put off a genuine poster, I hope. But it's pretty extreme to not have any money at all and no one to borrow it off at all and at this time of year it's wise to be a bit cautious.

Anyway, am derailing now.

Poor you, OP ❤️

A and E straight away. It's so sad what this country has come to that someone is in agony because they they can't pay. Don't worry about bothering A. And E. If you are nearly fainting it is a damn emergency. Be brave OP.

@Lastfreakinglegs

A and E straight away. It's so sad what this country has come to that someone is in agony because they they can't pay. Don't worry about bothering A. And E. If you are nearly fainting it is a damn emergency. Be brave OP.

Totally agree.

Even sadder if there is an H that wont pay for his wife to be treated and not left in agony [anger]

Please contact women’s aid OP, I’m so sorry you’re dealing with this

Depends on surgery. My NHS and private dentist get the payment at the surgery after the treatment. However with extra pay in my private practise I can request an invoice. My mom's private dentist gives her an invoice and she has 14 days to pay.