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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

elderly parent question

35 replies

brunetteandgrey · 24/11/2020 14:11

Have NC for this and will try and keep it brief. This is not a stealth boast about what a good daughter I am and I hope it does not come across that way. I just wanted some opinions.

My parents, who do not live in the UK, are in their late 70s and have no pensions, savings or any other way to survive financially except for my dad's income (and I pay their medical insurance premiums). They just never provided for anything in their old age. That is the way they are. Never think about tomorrow.

My dad was working full time (own business) up until lockdown started (in their country they had a very severe first lockdown, he was not even allowed out of the front door so had no options). They had absolutely no income whatsoever and I am, at a pinch, in a position to support them, so since March I have been completely financially supporting them (the country where they live is much cheaper to live in than the UK, but it is still a bit of a drain, I have many other family committments including two stepchildren at university).

The lockdown in their country has eased quite a bit now and I have heard from my brother that my dad is doing some bits of work (using masks etc, as is mandatory where they live). I suppose he must be making a little bit of money at least. The thing is, that DH and I realised years ago that the time was going to come when we would have to financially support my parents, given their age and that they have no other form of income if my dad cannot work.

So, do we just decide that the time has come, speeded up a bit by the pandemic, and support them from now on? Or do I pull back a bit in the support for now, as my dad has some work. I worry about him working full-time (quite a physical job, with travelling) at his age anyway.

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VinylDetective · 24/11/2020 19:05

@mummytonicekidz

They are grown ups. They are taking the pi**. I would leave them to sort out their own issues. You are their child, not their cash cow .
They’re not taking the piss or even the pi**. I can’t believe how fucking heartless some people are.
Catflapkitkat · 24/11/2020 19:40

I agree Vinyldetective. Way too harsh.

I must admit, I would find very frustrating and would have been a bit miffed about him working again and not telling me but supporting them is the right thing to do.

isadoradancing123 · 24/11/2020 20:13

You are doing the right thing, if you can afford it, as you say they made huge sacrifices for you, ,

evilharpy · 24/11/2020 20:27

How do they feel about it - does your dad want to work? Would he be happy to retire now? I know you worry about him doing physical work and travelling but would he keep going regardless of whether he needed the money?

brunetteandgrey · 25/11/2020 08:47

Wow. I should let my parents die because they are "grown up"? Nice. Glad I am not your parent...or any family member of yours...that is a truly astonishing attitude.

So I live a nice, very comfortable life in Europe and just leave them to their fate? And I sleep at night how?

Maybe my parents should have told me when I was eighteen that I was a "grown up" and they were not going to continue to fully support me and pay for my (by their standards practically unaffordable) education for another six years?

My dad needs to do something, I believe, or he would just become really "old". I think he may also be trying to offset probable guilt (which he would never express) about being supported by me. He has had to cut down a lot regardless because of the pandemic, the work is just not there any more to the same degree.

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brunetteandgrey · 25/11/2020 09:21

TBH I really got some answers here that I was not expecting! When I posted it was not about whether I continue to financially help my parents one way or another, I have been happily doing that for over 25 years and it was never in doubt. It was about some specific current issues which have cropped up now because of the pandemic.

Thinking about it, what really hits me is that: surely the narrative of a family putting all their efforts and finances pretty much in one basket to ensure that one child in the fanily (the oldest, most academic or whatever) gets the best possible chance to succeed and perhaps ensure the later survival of the family, is a very well-known story? If I was originally, say Somalian, or Bangladeshi, rather than white and British, would people still express the same surprise/heartlessness and tell me I should leave my (lovely, scatty, totally eccentric, loving, albeit financially clueless) parents to their fate? I feel some real cultural snobbishness creeping in here I must say.

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JustAnotherUserinParadise · 25/11/2020 09:58

Reading your update I think you should actually continue to support them, You'd feel guilty if you didn't and they got ill or something. And as you said they've given you everything and you love them!

brunetteandgrey · 25/11/2020 10:18

Yes, thanks for that. They have both actually already got ill, both have life-threatening illnesses and are only alive because they have private health care. I am forever grateful that I started their medical insurance many years ago before they got ill...

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evilharpy · 26/11/2020 07:44

@brunetteandgrey

Wow. I should let my parents die because they are "grown up"? Nice. Glad I am not your parent...or any family member of yours...that is a truly astonishing attitude.

So I live a nice, very comfortable life in Europe and just leave them to their fate? And I sleep at night how?

Maybe my parents should have told me when I was eighteen that I was a "grown up" and they were not going to continue to fully support me and pay for my (by their standards practically unaffordable) education for another six years?

My dad needs to do something, I believe, or he would just become really "old". I think he may also be trying to offset probable guilt (which he would never express) about being supported by me. He has had to cut down a lot regardless because of the pandemic, the work is just not there any more to the same degree.

I can't work out how to just quote your last paragraph.

I can understand the "needing to do something", I've known a few people like that. Some retired in their 70s and then did voluntary work till well into their 90s.

If he's working and bringing in money and is likely to/wants to continue I'd be inclined to top up his earnings to whatever's needed now, and stash a bit extra into a separate account that you can use towards supporting them fully a bit further down the line. So you have a bit of a buffer just in case.

I'm not saying I think you should "make" him keep working, I hope it doesn't come across like that.

I have an elderly, widowed parent who lives on her state pension and a tiny bit of private pension. I don't fully support her but happily pay some of her bills and buy things she needs. As I look after all her finances she doesn't even know I do it. My parents also made sacrifices but I had a lovely childhood which I am grateful for, I'm glad to be able to help her a bit. I think you've had some harsh responses here.

brunetteandgrey · 26/11/2020 16:39

Thanks for that harpy, yes I was certainly surprised by some of the responses! The "cash cow" one was particularly weird! I think your ideas are good and me and DH are going to discuss what we will do, there have been some helpful answers here, thanks.

FWIW me and DH have a plan which seems fair to us both, his children need/ed an education, my parents need/ed support, so that is what happened, fair to each side I would say...

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