Relationship has fallen apart and I need to leave what are my options ?

[eatlessmovemore]

Was with him over 10 years have a dd together split has been on the cards for a while, but it's finally come to ahead, all's we do is pick holes in each other and argue.
Here's my problem I'm a sahm ( please no comments about getting a job this will happen when dd is in nursery ) I've no income of my own, I'm on the mortgage too, but he owns a fair share more than I do in terms of he put a huge deposit down, when the house sells I will be entitled to about 6-10,000 so will have to private rent rather than buy else where, what are my next steps ? Am I allowed to claim benefits as a single parent ? Whilst living in the same house as him ? We are in separate rooms and not together I can't expect him to support me but at the same time not sure what my options are?

You will be entitled to a certain portion of his income and benefits.

@NullcovoidNovember

You will be entitled to a certain portion of his income and benefits.

She won’t be entitled to any of his income, but her child will be entitled to Child Maintenance.

I should Have said we aren't married, was with him for over 10 years and wasn't even engaged 🙈

Were you married?

You really should get a job now. How old is your child?

MaskingForIt is correct, he is not obliged to pay you anything, with the exception of child maintenance. If you get £10k ish from the house that will take you over the threshhold for benefits. I know you don't want to hear it but getting a job asap would be a very good idea.

Had you been married, you would have got 50% of the house and the same of any savings etc

she's on the mortgage so will get 50% from the sale of the house.

If you get £10k ish from the house that will take you over the threshhold for benefits.

Wrong. It is over the lower capital limit (£6K), so her entitlement will be reduced by approx £16 a week. She'll still receive help with rent and a personal allowance.

she's on the mortgage so will get 50% from the sale of the house.

Not necessarily, it depends on what was agreed at the time the property was purchased. There's no 50/50 starting point for unmarried couples.

Did he ringfence his deposit?

Are you on the deeds? Or are you just contributing to the mortgage? You are vulnerable as a unmarried sahm.

On the deeds and mortgages we signed a deed of trust to protect his deposit

Hopefully you’ll get some money out of the house then.

To be honest, you just need to apply for benefits and be honest about your circumstances. They’ll tell you what you’re entitled to.

Get an application for Child Maintenance in now, so you’ll have that money coming in.

Then get a job, because you need to be able to support yourself. There is help with childcare costs available if you are on a low income. What did you do before you had a child?

Will he have to sell the house to pay you, or would he be able to raise the money he owes you and stay put?

I'd lock that away somewhere until you're ready to use it as a house deposit.

Use the 'entitled to' website to see what benefits you might be able to claim, and then check how much child maintenance he'll have to give you.

You do really need a job.

You can start to claim benefits now as long as you are "officially" separated but still sharing an address. You will be able to claim universal credit but won't get any housing benefit component as long as you're in the house. But getting your claim for UC up and running will make it a much easier process when you are renting and need to start claiming for that too.

When will you be able to get DD into nursery? Are you able to return to your previous career/industry or could you take this time to do some studying to move into something new (and perhaps better paid)?

Do you know how much your XP earns? If you google "CSM calculator" you can see how much he'll need to pay in maintenance, depending on how he wants to split residence of your DD.