Did a HPI check on my car as I'm worrying about it failing it's MOT on Monday and what my options would be as I can't afford anything expensive to be wrong (and given how this year has gone, I really wouldn't be surprised if it failed). There's outstanding finance on the car which has been the subject of discussion between myself and the finance providers. There was talk of writing the finance off due to my disabilities meaning I had to stop work last year. I've heard nothing since.
The HPI check says there is no outstanding finance on the car.
Surely, if the outstanding finance amount had been written off, I would have been informed?
AIBU to think that the HPI check is wrong? Or am I being a bit thick somewhere along the line and missing something?