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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

That him buying his own place is a step too far?

134 replies

Mollyandmack · 28/10/2020 16:12

DP and I have had long term issues but have a toddler DC. I don't think he is very engaged with family life and spends loads of time on his phone and doesn't seem that excited at all by DC's milestones and daily life. He is very defensive when I've brought it up and seems to focus on the criticism of him being offensive rather than looking at whether it's true. I have the whole mental load and I can't rely on him to remember anything. It feels to me like although he does give DC some attention, it's like a tick box exercise before going back to his phone. He is often zoned out and gets easily bored. All of the issues between us are long and complex but ultimately, I would like to make it work if possible - for many reasons. He has threatened to leave on many occasions - and sometimes I think that would be for the best . But overall, I don't think I feel mentally ready yet to accept it's over yet. Probably I'm too sentimental to just accept it's over. The home we live in is mine and he says he wants to buy a place of his own as a financial investment. I feel that is essentially him just planning his escape while he lingers on with us until it suits him to leave. If this is the case, I would want him to rent something now and go sooner as I don't want him hanging about waiting for a house purchase! He insists it's just an investment. I have pointed out that if we were trying to make a go of things , buying an investment flat would be something we would consider together. He says as the house is mine, he needs his own protection and he's not leaving but buying as an investment flat . I feel I would have no dignity to allow my partner and father of DC to be buying his own flat while carrying on in the meantime with family life in a checked out way and essentially using us, I feel. Am I being unreasonable? Would you allow this to happen or would you suggest that instead of buying, he goes now with a rental property? Or is it reasonable for him to have his own place in the event we can't make it work?

OP posts:
MootingMirror · 28/10/2020 16:37

Truthfully, I'd end a relationship where my partner refused to allow me to own any property. It's coercive control and it's a form of abuse.

Mollyandmack · 28/10/2020 16:39

MootingMirror - wow what a leap! He is perfectly free to buy a place - how would I stop him?! it's whether I would take that as a sign it's over and suggests he leave sooner rather than.later. I'm not posting here for fun..it's a real life issue and I'm looking for advice, not aggressive blame.

OP posts:
Caroncanta · 28/10/2020 16:41

You don't want to add him to your house because you don't trust him. And you don't want him to buy his own place either because you don't trust him.

You're right op. It's broken. Let him go.

flaviaritt · 28/10/2020 16:41

But OP, realistically, telling someone they can’t do X perfectly legitimate thing or you’ll ask them to leave their home (and child) might well be viewed as coercive.

WhereYouLeftIt · 28/10/2020 16:42

"MootingMirror - my point is that he would be essentially planning to leave us by buying a property I think."

No, he's planning to leave you RIGHT NOW. Whether or not he buys a property, he is already planning to leave. He just hasn't implemented the plan yet.

"I feel I would have no dignity to allow my partner and father of DC to be buying his own flat while carrying on in the meantime with family life in a checked out way and essentially using us, I feel. "
It's not a question of 'allowing' him to buy. He doesn't need your permission to buy.

The problem you have is not the buying of property, but that he has already checked out of the relationship and that yes, he is indeed using you. Using you domestically, sexually, financially, emotionally. He presumably has a more comfortable life lodging with you and DC than moving out and being responsible for his own meals, laundry etc.

You mention him leaving sooner if he rents - he's not interested in leaving sooner - he's comfy. His life right now suits him just fine. If you want him out sooner, you're going to have to make it less comfortable for him. Are you prepared to do that, to make him want to leave ASAP?

MootingMirror · 28/10/2020 16:44

@Mollyandmack

MootingMirror - wow what a leap! He is perfectly free to buy a place - how would I stop him?! it's whether I would take that as a sign it's over and suggests he leave sooner rather than.later. I'm not posting here for fun..it's a real life issue and I'm looking for advice, not aggressive blame.
How were you planning to stop him? You said in your OP "would you allow this to happen?" Therefore, you clearly believe you have right and the ability to stop him. I never said you were posting here for fun?! You are here looking for aggressive blame - you just want it to be directed at him. The truth is that you're a hypocrite for owning a property and emotionally manipulating him to stop him owning property or spending his own money how he would like to spend it. You're trying to prevent him leaving by cutting off any potential exit strategy rather than because he actually wants to be with you. That's abuse whether you like it or not and you having a vagina doesn't change that - despite what MN tends to think.
thedancingbear · 28/10/2020 16:45

Telling someone that, if they want to acquire an investment property or take any other financial step, then you will end the relationship, is financial abuse. No ifs or buts.

If a man had posted that he was dithering about staying in a relationship with his girlfriend, but didn't want her buying an investment flat whilst she was not on the mortgage for the family home, he would be torn to bits.

MootingMirror · 28/10/2020 16:46

@thedancingbear

Telling someone that, if they want to acquire an investment property or take any other financial step, then you will end the relationship, is financial abuse. No ifs or buts.

If a man had posted that he was dithering about staying in a relationship with his girlfriend, but didn't want her buying an investment flat whilst she was not on the mortgage for the family home, he would be torn to bits.

This - a million times this.
BestZebbie · 28/10/2020 16:47

Are you basically thinking that instead of splitting savings 50:50 he is spending a large amount of shared money entirely on himself and then there would be less to split 50:50 - eg: he is defrauding you somehow? Even in a split he would need to be allowed to provide himself with somewhere to live from the family assets.

lyralalala · 28/10/2020 16:47

If he's so financially secure why was he unable to be on the mortgage for your house?

Was he unable or unwilling?

Tbh it sounds like your relationship is done. Get rid of him and get on with your life. You can't live waiting on him leaving you any day.

sadie9 · 28/10/2020 16:47

So the toddler is his, but you have other children as well?
You don't want to get married, nor do either of you want to sell and buy together. Neither of you are that committed to this relationship.
He's either buying a flat to live in, or to rent out. Which is it?
His family might own a lot of property that's coming to him, but he might be an old man himself by the time his folks die.
Sounds like he liked being in the relationship when he had your sole attention (maybe when your other kids were at their Dad's) but now that there's a toddler around the attention is gone off him.
He's no longer the centre of your life so he's lost interest.
Because it was always the high level of your interest in him that was sustaining the relationship.

MootingMirror · 28/10/2020 16:47

@BestZebbie

Are you basically thinking that instead of splitting savings 50:50 he is spending a large amount of shared money entirely on himself and then there would be less to split 50:50 - eg: he is defrauding you somehow? Even in a split he would need to be allowed to provide himself with somewhere to live from the family assets.
They aren't married soo no division of assets
PostItJoyWeek · 28/10/2020 16:47

Accept that your relationship is over so you can start creating your new normal.

Blocking his escape route would be the wrong choice.

Devilesko · 28/10/2020 16:49

Eh? Tell him to leave, it's over. You have him with one foot out of the door already.
It's none of your business if he buys his own place, once he goes.
It's weird that you are waiting for him to make the move when it seems to be you in sole charge of a child.
You need to make a decision for the sake of your child, limbo can't be good for dc either, they do pick up on these things.

BillMasen · 28/10/2020 16:49

He’s doing exactly what women on here are advised to do when they live in their partners house.

The relationship issues are totally separate

SarahG6383 · 28/10/2020 16:51

So he’s not contributing to the mortgage and is basically having someone cook/clean/look after him and his child and so basically he’s comfortable? I don’t blame you for not having him on there, that would be stupid.

Regardless, your first priority is your child not him. Let him go, the relationship is over.

tara66 · 28/10/2020 16:52

You seem to have a very uninformed attitude about investments and property buying. If that's what he wants to do with his money it is ridiculous to tie it to the fact he may want to leave you. But you know him best.

PullTheBricksDown · 28/10/2020 16:53

Telling someone that, if they want to acquire an investment property or take any other financial step, then you will end the relationship, is financial abuse.

Oh come on. He's living rent and mortgage free in OP's house. If this was truly a reciprocal arrangement, he would be sharing the income he's planning to get from buying his 'investment property' with OP so that she shares the benefit from that the way he shares the benefit of her home ownership. Is he going to do that? No, I thought not! It's a staged moving out while he continues to live rent free in the meantime. OP would be right to decline to continue the relationship on those terms.

Viviennemary · 28/10/2020 16:53

I think it's fair enough that he wants to buy a property since you own the one he lives in now. If the relationship breaks down he will be homeless. It's up to you whether or not you let him stay any longer. Depends on whether you think the relationship between the two of you is strong and lasting. From what you've written I get the impression that it isn't.

CourtsControversy · 28/10/2020 16:55

This is heartbreaking. Just let him go. Flowers

You will be happier in the long run.

MootingMirror · 28/10/2020 16:56

@PullTheBricksDown

Telling someone that, if they want to acquire an investment property or take any other financial step, then you will end the relationship, is financial abuse.

Oh come on. He's living rent and mortgage free in OP's house. If this was truly a reciprocal arrangement, he would be sharing the income he's planning to get from buying his 'investment property' with OP so that she shares the benefit from that the way he shares the benefit of her home ownership. Is he going to do that? No, I thought not! It's a staged moving out while he continues to live rent free in the meantime. OP would be right to decline to continue the relationship on those terms.

OP has said that he's not allowed to own the property with OP because OP wants her own property that he has no stake in. Also, you've literally made something up to get angry about - where has OP said he won't share the income from the property?! OP has every right to decline to continue the relationship - what she does not have a right to do is tell an adult that they are NEVER allowed to own property and, if they do, she intends to do everything to stop them and with then remove their child from them. That's clearly abuse. OP also has the right to ask him for rent and ask him to leave if he refuses - but she hasn't. That's because she won't let him leave despite him trying multiple times. OP would rather him not contribute financially so she can prevent him leaving.
Mollyandmack · 28/10/2020 16:57

Ok, I really am shocked at the suggestion of coercion. I was just wondering if I would be a mug to accept that he wanted to buy his own place while we have a DC and really wanted to try to build a future together. That was my question. He wasn't on the mortgage for very good reasons and I had previously paid all our rent for same reasons but I don't want to be outing by explaining why, but not everyone is eligible for a mortgage, even with good credit and money behind them..He had no income at the time essentially for good reasons. It was nothing to do with control and it's never bothered me that he doesn't pay any costs for accommodation. I see lots of people think I wouldn't be a mug and actually, he would be the mug if was unhappy about it, so question answered.

OP posts:
mindutopia · 28/10/2020 17:00

I wouldn't necessarily see him buying a place as a sign it's over. I've been considering buying a flat one day as I work in London but live out in the countryside. I'd ideally love to have a London flat to crash at a few nights a week when I need to stay over for work and to Airbnb as an investment the rest of the time. That sounds really sensible.

The difference is that dh and I are married, so it wouldn't really matter if I bought it myself or if we bought it jointly as it's all marital assets - also we have a very happy relationship and no one feels anyone is checking out or planning to leave. It sounds like the issue with your relationship is that you aren't happy and you aren't a team. If you are at the point you are wishing he would just move out and rent now rather than buy a place, then you probably just need to make some decisions and not let it drag on anymore.

If you aren't married and the house is in your name, I can see sensibly why he'd want to buy another property.

lyralalala · 28/10/2020 17:01

It's coercive to tell him he can't own a property when you do. If that''s what you are doing you are BU.

However, if your gut feeling is that someone who has never been interested in property suddenly is interested because he's making an escape and is planning to use you as his safety net until then then you are NBU to not accept that as ok. But telling him he's not allowed isn't ok. Ending the relationship now is ok.

MootingMirror · 28/10/2020 17:02

Also, for the record, he's entitled to a share in your property if he contributed to the purchase price. You may well have created a constructive trust.

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