To ask if you claim UC, what's your income?

[weltonn]

I know it's a really personal question but I am just curious. Our combined household income is £32k and apparently we don't qualify for anything, yet I know others who do earn much more and are entitled to some help, which we really could do with right now due to DP taking a decrease in pay due to COVID.

I have checked the benefit calculators and it doesn't say that we are entitled.. does this sound right?

I think it will depend on things like your working hours, rent, how many children you have etc as well as income.

We are still on tax credits but would be entitled to UC, I believe. My partner is on about 12k and I get the same in student loans. We have one child.

Depends on your childcare costs, housing costs, local housing allowance entitlement, number of people in the household, area, disability or lack of it, etc. It's nowhere near as simple as "you get x amount with y income".

There is a lot more to it than just income.

Have you tried entitledto.co.uk? I think that is a good site to check.

I get about £60 a month and I earn more than you. I’ve retained my job but lost some earnings this year.

To be frank, I applied thinking I wouldn’t be eligible and was stunned when I got a payment!

@MsEllany Did you do the benefits calculator first?

Most benefit calculators are pretty accurate.

As others have said it depends on other factors too such as disability, children and housing costs.

I earn £15600, and get £120 a week in tax credits. I’m a single parent with 1 child.

Uc is made up of different elements that you may be entitled to depending on your situation. Everyone gets a standard single or couples element ( the rate depends on your age), then if you have children you get child element( s), if you rent you get a rent element, if you have a disabled child you get an extra element, if you have limited capability for work due to illness or disability then you may get extra money after assessment. All these elements are added up then reduced by your earnings. So really whether you are entitled to any UC will depend on your individual situation. Any savings over 6k will also reduce your monthly payment.

@Disorganisedfish

I earn £15600, and get £120 a week in tax credits. I’m a single parent with 1 child.

You can't compare tax credits to Uc thought , it's a totally different benefit and includes help towards rent?

@weltonn no I didn’t. I stopped claiming tax credits....it was either last year or the year before, and tbh had just assumed UC would be the same and I wouldn’t be eligible. I did the application online, had to verify mine and DH’s identity and provide details from my P60. It wasn’t until I saw a payment into my account that I rechecked it and realised I’d been approved (not approved, you know what I mean!)