to ask how much your biggest dog vet bill was?

[Friedbanana]

Paying £35 a month for pet insurance at the moment and it seems a waste as weve (very thankfully) never had to use it for our 3 year old golden retriever as she’s luckily in perfect health! i have decent savings now and im wondering if we should cancel and ill just pay bills out of my pocket if she ever needs it? it seems to go up by £7 a year despite no claims so if she lives to 12 i’ll have forked out £6300- do vet bills even go higher than that?
So just asking to help me to decided whether to keep the insurance/ maybe look to swap to cheaper!

Vet bills do go higher than that. You may also have more than one illness or incident to pay for.

Does your pet insurance cover third parties?

My sister’s dog cost £18,500 in the course of her life! She was a sickly pup though and needed several operations and treatments in the course of her life.

In your shoes I would stick with the insurance because retrievers often do have health issues as they age.

I claimed £12k over 3 years for my last lab. Would have been higher as vet wanted to do stem cell therapy but insurer wouldn't cover it (we opted for an alternative treatment in the end)

Since December 2019 my dog has cost £7900 on one problem and £1500 on another. Same dog!

c£300 which doesn't help at all, sorry OP! We took our 3 year old golden retriever to the emergency vet because she'd vomited 6 times in 12 hours and was acting very lethargic. We were getting worried she had something stuck in her stomach or intestines or had eaten something that had poisoned her and were also concerned she was getting too dehydrated from the vomiting.

A round of blood tests, examination of her stomach, and anti-nausea medication later it was just a really bad stomach bug.

24,000 dollars due to cancer and insulin. Keep the pet insurance

My 8 yr old staffy had cancer and I gave up counting at £5000. Keep your insurance.

£1100 for ear flushing. That's 20 months of premiums at £50 per month. GSD X Retriever.

Just under 6k for something my dog swallowed in a split second stolen moment. I would never have him uninsured now.

Pet insurance is the most claimed insurance even above car!

I’ve had my dog 2 years and she has been to the vet once for a stomach bug - that cost £1.5k for just that. She now has a lump I want to get checked.
Her premium is up for renewal, was £17 now £18... with Bought By Many. Lifetime cover up to 12k. Daschund x Spaniel

£3000, paid for by insurance. Now he is old I have reduced the insurance to 3rd party and accident only, which was £60 a year through Tesco Bank. If he has anything serious at this stage I’d have him PTS, as his quality of life is declining anyway. For a younger dog I’d would keep full insurance.

£17k for surgery and follow up treatment.
And yes. Vets bills EASILY go way higher than that and frequently do.

Honestly, 6k is nothing!

I've seen vet bills hit well over double or even triple that.

You never want to have to make a decision between life saving surgery or having your beloved pet put down on the spot simply because you don’t have the money to cover the vet’s bill.

$4,500 for a knee surgery, $6000 for hip surgery, $3000 for surgery after she came down in the night and ate a whole pizza box...
She is only 4 years old. Keep the insurance!

Around £14,000 in one year due to needing surgery because he ate a stone and it perforated his bowel followed by further surgery for septic peritonitis because the original surgery site leaked and needed repairing. He did the same thing again 4 months later and required more surgery. Definitely keep the insurance.

Oh yes, and the £200 for induced vomiting when he took DH's entire Toblerone bar.

5k for my dog, worth the insurance in my opinion.

Never had insurance, never had a massive bill (4 dogs in the past 13 years). We have an emergency fund with a few thousand in, and very fair, sensible vets. I don’t even insure my horses.

£1400
She ran through a broken glass bottle in the park and slashed her tendons in one leg. Blood everywhere, emergency vet hospital on a bank holiday, nearly died, operations, had to stay in for a few nights, follow up appointments to change dressings every 3 days which cost £40 on top each time.

We didn't have insurance, we do now!

Broken leg or elbow £4000-£6000
£2000 for a MRI
But like most insurance policies you don’t need them till you do need them 😂
I pay £44 a month 7k lifetime for my frenchie
With his food, insurance grooming toys he probably cost me about £150 a month
But he’s worth every single penny

7k, twice -once aged just 4 and it bought us several pain free years. Plus several bills of several hundred/close to a thousand, and about 200 pounds a month on meds for the last year. All in upwards of 20k, probably more like 25. One orthopaedic issue can quickly hit 7k, an MRI is 1.5-2k, and even if you’re not unlucky like that, even things that seem straightforward run upwards of £500, in my experience.

Not a dog, but my cat swallowed a piece of plastic and it blocked her bowel, nearly died. Operation to remove the plastic and aftercare was over £5K

£3000. Tumour removal. Plus the cost of all the medicine he needed during the last year of his life.

I don’t regret it, but god it wasn't an easy time for us.

Couple of grand.