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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be annoyed at DH financially supporting BIL?

50 replies

Applefruitcake · 14/09/2020 17:20

So, every since I met dh, he has always been helping BIL financially. I didn't really think much of it at the time as I wasn't aware of the situation, plus he can do whatever he wants with his money. However, now that we are married this is continuing and it's starting to affect me. BIL is in his early twenties, he is studying part time, he used to work part-time but has quit so he can concentrate on his studies. DH is always giving him money for everything - college expenses, new clothes, going out with his friends, living expenses. Basically anything and everything. He has now informed me that he wants to take out a rather large loan to help Bil fund his business project! Every time I try to talk to dh about it, he gets very defensive and tells me something like "he's my family, of course I will help him out" basically making me out to be the bad one.

I don't mind helping out BIL if he genuinely needs help, but we are really not in a good position financially for him to be doing that, especially not getting into debt because of bil! I feel like he (BIL) is definitely taking advantage of dh's generosity and will continue asking for more and more.

What do you think? Am I being unreasonable?

OP posts:
EDSGFC · 14/09/2020 18:17

Was this the result of a family agreement whereby parents help the first child financially, through university with the expectation that the eldest then helps the sibling financially? I've heard this happening before.

ClementineWoolysocks · 14/09/2020 18:32

Getting into debt to fund someone else's business idea is madness, what happens when it all goes tits up? BIL is taking the mick, it will be this idea then another idea that needs funding, he won't stop unless your husband puts his foot down and says no. If he's not willing to do that then you should consider leaving.

Applefruitcake · 14/09/2020 18:34

Yes, I was aware that he was helping Bil prior to our marriage but I didn't make a big deal of it at that point as I didn't really mind him helping (and still don't) but the financial help seems to be getting more and more at our expense. I think the thing I'm most worried about is that it will never end. We'll just keep on basically sponsoring BIL all of our lives.

Honestly, I do not believe in bil's business plan. He has only worked for a few months in the industry he graduated in and has already moved onto something else (new college course). Even if I did believe he will be successful, I still would not want to be in debt because of him!

DH is technically using his own salary to fund his brother, but we are both in a financialy difficult situation at the moment, and ultimately would mean that he contributes less to our shared expenses.

OP posts:
namechangenumber204 · 14/09/2020 18:43

Why on earth didn't you discuss this before you got married? You knew he was financing him, it's no good bitching now. I do think he's wrong though. Or did you just 'assume' he would stop?

Applefruitcake · 14/09/2020 18:50

In hindsight, I do realise that we should have discussed this prior to marriage. I definitely admit that was a huge mistake on my part.

OP posts:
HermioneKipper · 14/09/2020 18:55

What the hell?! You’re absolutely not being unreasonable. Time for BIL to stand on his own two feet. My DH often used to loan his brother cash too. After we got married we needed a new car and I was damned if an outstanding loan from BIL meant we had to dip into our house deposit! Luckily DH agreed and was annoyed that BIL was such a cheeky beggar always delaying paying him back! We’ve got totally shared finances so would fully discuss any outgoings. Do you have children? Or shared money?

TorkTorkBam · 14/09/2020 18:57

Remove BIL from the heat of the discussion. Say to DH that you are open to supporting family members if you have enough spare cash. Let's do a budget and a plan for where we want to be in five years. Ensure that DH is leading/properly engaging with the budget, not passively consuming your ideas or worse you do the thinking and he critiques it.

Be supportive in other ways. Like DH could help BIL get a small business grant or loan to get started. By help I mean work on the application with him, not become guarantor. This way you take the sting out of making BIL take responsibility.

Bellesavage · 14/09/2020 18:59

Dh and I were in the same situation but once we had DC I put my foot down and said it was their money we were handing out now and it would be better to keep it for them. Dh agreed and guess what? BIL basically dropped all contact and started creating family arguments. Basically he was using DH and couldn't care about the relationship at all. We've learnt our lesson: never lend to family.

Bikingbear · 14/09/2020 19:28

@ohfourfoxache

There is a difference between supporting and getting yourselves into debt....
This!

If my DSis or kids needed support I'd give it. But I'd draw the line at getting into debt though.

billy1966 · 14/09/2020 19:31

OP,
Clearly you have made a huge mistake not discussing this.

Personally I would not tolerate funding someone at my expense in an open ended manner.

He clearly can't afford it and is now expecting you to sub him, as he subs his brother.

In affect, ye have a dependent!🙄

I certainly wouldn't be accepting this and it would be a deal breaker.

I hope your contraception is bullet proof, because if you have a child with this man you cannot depend on him.

Flowers
Barrowmanfan22 · 14/09/2020 19:32

Please say its not you AGAIN Envy

Barrowmanfan22 · 14/09/2020 19:34

@Pinkshrimp

Hang on.

Op is it you?
‘BIL’ gave a box of chocolates last Christmas & you think his brother shouldn’t be so soft and give him any money or ever spend spend on him but he is happy to do so?

My first thought.
ShagMeRiggins · 14/09/2020 20:03

@EDSGFC

Was this the result of a family agreement whereby parents help the first child financially, through university with the expectation that the eldest then helps the sibling financially? I've heard this happening before.
This is an important start of the storyline in Its A Wonderful Life. Except in that film the parents didn’t much help George Bailey, he simply, nobly, chose to give up university to help Harry Bailey.

Sorry. I digress. Grin

Applefruitcake · 14/09/2020 20:20

@Barrowmanfan22

Please say its not you AGAIN Envy
🤔 I'm guessing its some kind of inside joke
OP posts:
Applefruitcake · 14/09/2020 20:20

We do not have any children. (although BIL is basically like our child at the moment 😅)

Thank you @TorkTorkBam for your advice. I think your method could be more fruitful than my previous attempts as every time I try to discuss this topic, I end up being the evil SIL who wants him to go against his family 😩

OP posts:
MarieIVanArkleStinks · 14/09/2020 20:21

He is not asking you to pay for it. You sound like a money grabber.

Always one, isn't there?

steff13 · 14/09/2020 20:21

@Pinkshrimp

Hang on.

Op is it you?
‘BIL’ gave a box of chocolates last Christmas & you think his brother shouldn’t be so soft and give him any money or ever spend spend on him but he is happy to do so?

This was my thought, too. Although, in that case I don't think they were married.
Gingernaut · 14/09/2020 20:25

If the loan is secured on the house or another large ticket piece of property, this loan could lose you the roof over your head.

YANBU

StarchyStanley · 14/09/2020 20:27

Helping is fine if you can afford it. Taking out a large loan to help means you can't afford to help!

wildcherries · 14/09/2020 20:28

@Aquamarine1029

The op's husband isn't "helping out" his brother, he's bankrolling his entire life. Now he wants to take out a loan to fund some business, which will probably fail. Come the fuck on. This is totally OTT and unacceptable.
This. Ridiculous.
TheEC · 14/09/2020 20:32

Objectively I think it’s lonely he’s so supportive of his brother. Realistically I’d be beyond fed up if it was impacting our finances as a couple/family. There needs to be an end surely

MooseBeTimeForSummer · 14/09/2020 20:34

Do you own your house? Is it in joint names?

If it’s in his sole name you need legal advice. He could increase the mortgage or get a secured loan without your consent.

nestisflown · 14/09/2020 20:35

Are you the chocolates gift girlfriend who kept popping up with ridiculous objections to her boyfriend supporting his brother?

Even if you are, in this situation, assuming you are definitely married and/or living together, you are not being unreasonable in the slightest. Even if you weren’t in a difficult financial situation, taking on a loan and the legal obligations and risks that come with it is something that should be discussed and agreed on together once a couple shares finances.

Barrowmanfan22 · 14/09/2020 20:39

@nestisflown

Are you the chocolates gift girlfriend who kept popping up with ridiculous objections to her boyfriend supporting his brother?

Even if you are, in this situation, assuming you are definitely married and/or living together, you are not being unreasonable in the slightest. Even if you weren’t in a difficult financial situation, taking on a loan and the legal obligations and risks that come with it is something that should be discussed and agreed on together once a couple shares finances.

OP in that case is a man .

Still think it's them.

user1487194234 · 14/09/2020 21:45

Difficult one
I would always support my siblings if necessary (although it isn't)
If you haven't seen objected before then Ican see why your DH would think it is ok

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