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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Money down the drain - tell me your tales of misery!

418 replies

SomeOtherGirl · 07/09/2020 17:23

Bad luck comes in threes, and I've had three money ones this week (the second one's not too bad)!

1- DH used a toll bridge that won't let you pay at a toll gate, you have to log on to the website when you get home. Guess what, he forgot - and used it in both directions. £80 fine coming our way! (And he wonders why I'm so neurotic about stuff! :-D )

2 - The toilet broke and needed replacing. I called a plumber and he wanted £160 plus VAT for the first hour. DH is currently redeeming himself for item 1, with a youtube 'how to' video and a toilet from B&Q. Dodged a financial bullet there! And shredded the divorce papers. Phew!

3 - But the most annoying one - I just mucked up an accommodation reservation in a really daft way that has made it cost an extra £130. Nothing I can do to undo the damage - I've tried, it is what it is - basically I lost out on a one-off discount. Urgh. That's a lot of money to me!

When this kind of thing happens, it makes me reflect on how difficult it is to save / earn money, and how easy it is to lose it, if you're daft enough (like us!!) For example, last night I spent three hours on the internet researching baby equipment to save £30 on the price of a baby item for imminent DC2. I was dead chuffed to have saved the money and was all pleased for a bit. That's three hours of an evening to save £30. How have I just thrown away £130 then?! What is wrong with me?

Now I'm wondering what I could have done with that £130, all the lovely things I deny myself in the interest of saving money.

*15 books for DC
*Probably an entire layette (if you still use that word!) for DC2
*10ish reusable nappies
*A total hair makeover including dye, perm and other glitzy stuff
*260 cans of diet coke
*A babysitter and meal and cocktails out on two occasions for me and DH
*A fancy upgrade on the pram I want to get for DC2 but can't justify
*A fancier phone next time I upgrade
*proper leather boots this winter
*A Rymek keyboard (total frivolity!)
*Petrol for four and a half round trips to see my DPs
*Tickets to go and see DPILs
*A lot of cinema tickets
*A lovely(ier) birthday present for DH
*Some clothes that aren't in the sale for once! (And therefore probably fit a little better)

I could go on :-D

Then I was thinking, hmmm, what could I do to make up that money, little by little - and I realised the world doesn't really work that way. I found 18p on the street the other day and felt I'd won !!!

So aibu to ask you to cheer me up and tell me the face palm moments when you realise you'd lost / squandered / wasted a load of money, what would you have done with the money if you hadn't lost it, and whether you managed to do anything to make it up in the end? :-)

OP posts:
Greeneyes78 · 07/09/2020 17:29

My mortgage, i’m going pay 100’s of thousands and it still won’t be mine.

Greeneyes78 · 07/09/2020 17:29

Feel better? Grin

LBOCS2 · 07/09/2020 17:29

Oh god. So many times. I call them 'idiot taxes'. The one that springs to mind was when I ordered a carpet for our bedroom using the measurements for the room below then realised (three weeks later) that they weren't the same size. There was a 'remeasuring fee' of £150 which I had to pay on top of the additional cost for the (larger) carpet!

Or the time I put the wrong fuel in my car. £250 to have £90 of unleaded pumped out of my diesel car, and then to add insult to injury I then had to refill the tank, at another £90...

SomeOtherGirl · 07/09/2020 17:30

Why won't it be yours?
Houses are a minefield for money down the drain.

OP posts:
Pelleas · 07/09/2020 17:31

Now I'm wondering what I could have done with that £130, all the lovely things I deny myself in the interest of saving money

I actually find it makes me feel better if I deny myself an unnecessary purchase after I've wasted money in some way!

SomeOtherGirl · 07/09/2020 17:31

LBOCS2 £250 to empty the tank, and £150 to measure a room!

Wow - how can they justify such a cost!

OP posts:
growinggreyer · 07/09/2020 17:32

I once filled my car up with petrol for a long drive, got onto the motorway and then the car died. I called the RAC but the car was not repairable so it was towed away to a scrapyard. I got £12 for the car - it had about £50 worth of petrol in it! Plus I had to go home by train, so ignominious.

SomeOtherGirl · 07/09/2020 17:32

@Pelleas

Now I'm wondering what I could have done with that £130, all the lovely things I deny myself in the interest of saving money

I actually find it makes me feel better if I deny myself an unnecessary purchase after I've wasted money in some way!

Ha - yes, I'll be buying nothing off that list! :-D
OP posts:
radioband · 07/09/2020 17:33

I’ve stopped doing overtime at work because without fail, if I earn extra money something happens that I end up having to pay out for. Usually car repairs. On a positive I could look at it as at least I had the money for it but in my silly mind I believe that if I didn’t extra money the problem wouldn’t of happened 🤣

SomeOtherGirl · 07/09/2020 17:33

@growinggreyer

I once filled my car up with petrol for a long drive, got onto the motorway and then the car died. I called the RAC but the car was not repairable so it was towed away to a scrapyard. I got £12 for the car - it had about £50 worth of petrol in it! Plus I had to go home by train, so ignominious.
£12 for the car? Bloody hell, you'd have got more for a Cosy Coupe!

We had a car years ago that was towed by the council, and we didn't notice for a few days because we didn't need to use it. They got impatient and crushed it!

OP posts:
DiscombobulatedAf · 07/09/2020 17:34

I once left 300 euros on my flight when I was visiting Spain. I was miserable for the whole holiday.

GlumyGloomer · 07/09/2020 17:35

1k on a bathroom patch job with a rubbish plumber. All ripped out less than half a year later, and over compensated with a very expensive plumber this time. Bathroom is now great but all together the cost was nightmarish.

radioband · 07/09/2020 17:35

I got a bonus at work for £100, cue a parking ticket for .......... you guessed it £100

SomeOtherGirl · 07/09/2020 17:35

@DiscombobulatedAf

I once left 300 euros on my flight when I was visiting Spain. I was miserable for the whole holiday.
I did that with 100 euros ! I feel your pain :-(
OP posts:
ifiwasascent · 07/09/2020 17:36

Oh god I'm sorry how frustrating! I spent £500 on an course I never finished. Paid it off monthly so I could be reminded every month of my stupidity.

SomeOtherGirl · 07/09/2020 17:39

I also in the past, have paid for an online course, then lost all the login details and also forgot the exact name of the course so couldn't even chase it up, and was also too embarrassed!

And many parking tickets for parking outside my own house ("private land" dontchaknow)

OP posts:
ifiwasascent · 07/09/2020 17:39

Seeing the flight one reminded me, me and my husband left our iPad on an overnight flight. We had moved seats because of a crying baby and forgot to go back to our original seats 🤦🏽‍♀️

gonewiththerain · 07/09/2020 17:39

The bio diesel that bunged up my car had to pour the whole tank out.

The wrong colour paint for a room

I’m sure there are many many more

Dh is very good a doing this which really annoys me

DurhamDurham · 07/09/2020 17:41

Paid £260 to repair power steering on car.

A week later car fails it's mot, cost to get it through would have been £660 so made decision to scrap it. Got £100 from having it scrapped. Can't stop thinking about what a waste the £260 was.

Nice man at garage felt sorry for me so he didn't charge me £45 for my failed mot.

Mysa74 · 07/09/2020 17:43

@SomeOtherGirl
Have you checked the toll companies website? You might be lucky. I used the Dartford crossing in a new car and forgot that it wasn't registered as the old one had been. I rang them a day late and they said the computer automatically sends the fine but for a first offence you can just pay the crossing fee within X amount of time and the penalty would be waived, and it was. With a bit of luck you'll have a similar result...

honeylulu · 07/09/2020 17:43

Last year was renovating house aero decided on a very cheap and cheerful holiday. An apartment off bookings.com and flights booked via skyscanner. God knows how but managed to book outward and inward flights at different airports (I had searched "any London "). Turned up at Gatwick for our flight and we were supposed to be at Heathrow. We'd cut it really fine time wise so no time to transfer. So there we were buying new flights for us (£2k) so we could still go. Aaarrgh!!!

So much for cheap and cheerful!

Lilly11a · 07/09/2020 17:46

@SomeOtherGirl if the toll was the Dartford tunnel ,and it's the first time you didn't pay the toll , if you call and appeal to their better nature they will cancel the fine and you just pay the original toll

sweetheartyparty · 07/09/2020 17:47

My car rolled into our garage. I phoned my car insurance first to see if it would cover the cost of a new door; it wouldn't so I had to go through the house insurance. The car insurers had to add it as a zero claim so I'll pay twice for the next 5 years

GoudaGirl · 07/09/2020 17:48

Buying unreasonably expensive school uniform then accidentally leaving it 'somewhere' in a shop or cafe (can't recall) whilst menopause fog descended. Grin

Elysi · 07/09/2020 17:48

@SomeOtherGirl - I’ve successfully appealed a certain toll bridge a couple of times. The first ‘offence’ they’ll usually let you off. Subsequent times are a bit more complicated. I successfully appealed 4 most recently- same week.

Took car to garage for ongoing issue. They took it out to test the fix and someone drove into the side. Garage assured us only minor damage. Charged for the repairs (£400) and the car was then written off.