How much do you have leftover at the end of the month?

[Littlelilaclamp]

Just that really. How much do you have left over at the end of the month after all necessities (excluding food) are paid for and do you feel comfortable?

We bring home about 2000 a month. £940 of that is mortgage and bills. So we have 1060 for food and whatever else. I know we don't bring home a huge amount but I always feel comfortable. We have no debts and live a fairly simple life.

I guess if you have no debts and live a simple life and are comfortable with what you have left then what does it matter what anyone else has?

Feels like a nosey post if it won't change anything for you and you're ok with your lot?

-£34 ish usually (always end up in my overdraft)

Completely depends on the month. Whether it’s birthdays or occasions or I am doing things. I feel comfortable the only debt I have now is a 2 year 0% finance deal on a new sofa but we haven’t had a holiday for a while.

Very little, but that’s because I put money into pensions/savings and pay all bills at the start of the month and only give myself a few hundred as discretionary spending. If I had money left at the end of the month I’d put more into savings at the start of the month.

How are your short/medium/long-term savings and pensions looking, OP?

Absolutely nothing most months but we have plenty to live on and I personally put £1,000 a month into savings so we’re not struggling by any means, I just like to spend!

A couple of hundred maybe. Not much bearing in mind DH is a high earner, but we choose to live a nice life.

I aim to have nothing 'left over' as that means i haven't budgeted and planned very well.

We take home a decent amount, mortgage takes about 20% of that, then bills etc. So we are left with maybe 3000 a month between us that can go on whatever we chose, but a good chunk of that is pension, lots in to savings per month and about 2/300 we can spend on clothes, dinners out etc but again, it is all planned for so we rarely get to the end of the month and have additional money left, if we did i would move it across to boost up our savings.

I get paid tomorrow and I have 79p

I used to have a bills spreadsheet but I don't anymore. I just cobbled one together quickly and bills minus food came to £1114 for the month.

I'd have almost £1500 after bills a month if I was single. My husband is self employed so it differs every month but together we probably have £2000-£3000 left over, depending on the month.

Due to our work, this varies a lot and I budget on a weekly basis so needed to look up monthly figures which may be a bit out of date as I update this sheet quarterly and we've had an odd couple of months.

On on our low months (both of us at our minimum and lodger paying minimum), after all the automatic savings and payments, we've about 900 left for groceries and everything else. I budget £140 a week for groceries which we're normally good at coming under for 6 people, but have gone over more this last month. We're in a better position than we've ever been this year with about a month's cushion in our account that deals with this stuff, but having a rocky summer.

After all bills (including £500 into savings) we have about £1500 left. If you take out the £600 we spend on food, then we have about £900 total disposable a month.

Quite a lot, so I usually stick some extra into savings. I’ve not always been in this position so like to make sure I’m making myself more secure for the future, whilst being able to have some fun. I recognise this makes me very fortunate.

between about £350 - £520 depending on whether dp has overtime or not. Thats after literally everything is paid for though, food, fuel etc.

we will have £300 more a month soon when our massive home improvement loan is paid off!

feel comfortable most of the time but dont have lots of savings, so when this loan is paid off then will be the time to work on that i think!

Most months I have a bit to set aside, but over the year I break even because of big expenses.

Minus something usually but have free overdraft! We are pretty rubbish and budgeting and have teens so something unexpected seems to come up a lot. We do save in company shares before the money comes out though so we are kind of saving just seem a bit behind each month.

A few thousand

We both earn well but life a semi frugal lifestyle (except an expensive mortgage and a few holidays each year)

Usually around £2500
We should save more but we are doing up our house for sale.

I have too much month left at the end of the money!

Depends entirely on what I feel like spending that month.

This month £24 in my current account but I've just spent a whack on a holiday for next year and we were away this month

Nothing - but towards the end of the month if I’ve got anything left at the moment I buy something on my wish list or need for my new home. I’ve got no debts so prefer this to adding to my smallish saving pot at moment.

I alternate between buying something for the home with a month where an expensive thing like MOT happens.

Oh to finish your question yes I feel comfortable - nothing is going on a credit card and I feel great seeing my house come together over the months

You’re all so good, we have a very, very high income and always end the month with an overdraft.

We bring in £7.5k net each month. 23% goes on mortgage. Bill/taxes etc are another £500 or so per month.

However, I am leaving him. I would rather live alone on a reduced income than be so unhappy.

Our outgoings, including food and childcare are around £3000. We pay around £600 into our pension (our final pension will work out at about £1500/2000 each per month when the time comes). We have very little savings. We eat out a lot, go on family breaks/nights away at least every 2 months too and could buy most things we need with the £1500/2000 we then have left over each month. I'm pretty happy with the lifestyle we have. We are by no means rich, but are comfortable.

I think we probably stick around £1000 in savings as soon as we are paid (and similar each into our pensions) so after savings, bills and mortgage I think we have about £2000-3000 a month disposable but we do have 4 children and they seem to be constantly eating and growing