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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU - non standard construction house

57 replies

WhispersAnonymous · 22/08/2020 15:06

Hello... I need the wisdom of some wide mumsnetters, viewed a house today and was told it's of concrete construction.. not sure what type. Would this put you off? Does anyone know what type it is?

Listing below - www.zoopla.co.uk/for-sale/details/54710255?search_identifier=47309d6b4b0193446bbfd49af37d5de6

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WhispersAnonymous · 24/08/2020 14:42

I know it sucks, I'd buy it but only for 120k to 140. That's mainly due to the land and the house could be rebuilt, but I doubt she is willing, I should of been wary when I saw next door only sold for £94k 7 years ago 🤦

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Gizlotsmum · 24/08/2020 17:43

How long has she been in it? It could have been repaired in the late 80's and as long as there is a repair certificate you might be OK. Def worth getting further advice if you can't find anything else.

WhispersAnonymous · 24/08/2020 20:22

I reckon atleast 50-60 years she has been in it, but I don't think it's been repaired seeing as she didn't know it was made of concrete!

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LeilaDarling · 25/08/2020 18:19

Santander which is a mainstream lender have always lent on these, they are actually of a very sound construction and offer more affordable value for money per sq.ft.
Great way of sometimes getting on the ladder. I would have no qualms in purchasing if at an attractive value and obviously a surveyor happy with all aspects. Don’t be too put off by the word concrete.
Barns which are sold at massively inflated prices are mainly timber and steel. I live in one.

Notsofast1 · 25/08/2020 18:42

I live in a concrete house. Only found out on the survey that it was non standard construction. There are broadly speaking 2 types of concrete house construction. Single skinned and double skinned. Then they were either made from concrete panels that were pieced together or done in a single pour with rebar throughout. We have a double skinned concrete house that was built in 1951, it was poured in one go and has rebar all the way through. Our estate was originally built for the MOD and then were all sold off privately. We had zero issue whatsoever getting a mortgage but there are some lenders which wont accept your application but these are the less mainstream ones like sainsburys or Newbury building society. We and our neighbours have got mortgages with Santander, Natwest, halifax, Lloyd's and Scottish widows that I know of and we never had a single issue applying.

That said if the house is single skinned and the type where the panels were pieced together run a mile as these are not mortgagable.

Best thing about my house is the energy bills are quite low as the concrete holds in heat in the winter and is cool in the summer. Also hanging anything on the walls is a bloody nightmare but once you put something up it will stay there for a hundred years!

Notsofast1 · 25/08/2020 18:44

I should also add I dont pay anymore than I did in my last house for home insurance either!

WhispersAnonymous · 25/08/2020 20:50

I'm still waiting for the estate agent to get back to me, I will probably chase tomorrow. We are putting our house on the market next Friday.. so gotta get our butts in gear and find a house.

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