To think that we are being forced into a cashless society?

[rockingthelook]

My parents really don't like to use debit cards, especially the contactless ones, however , due to C19 this seems to be the way forward? They like to take their money from the bank and use the cash rather than cards, really don't want to bank or pay for anything online because they don't trust it, but everything seems to be geared towards contactless. They had a walk today and wanted to buy a cup of tea from a takeaway cafe and couldn't, not only because the place wouldn't take cash, but the cards had to be contactless, and their cards aren't (they asked not to have this feature as frightened of them being stolen and used) It seems to be that the banks etc are using the C19 situation to force things through, my mum was even told by the cashier in the bank the other day to use the cash machine in the bank rather than get the cash over the counter because of the 'risks', fgs it's THEIR money, can't believe Age Concern/UK aren't all over this!

All these people saying but how do you get connectedness on a rural farm or what do you doing you can’t afford the internet at home, progress doesn’t complete without all the enablers in place. Do you think the govt would outlaw cash tomorrow without 10% broadband coverage or even broadband being a free provision as basic necessity such as schooling and healthcare. Did seatbelts become mandatory without 100% of cars being sold with seatbelts? Would new diesel cars sales be banned in 2030 without making sure that there are alternatives to buy?

100% broadband coverage

I’m fine with it - I hate cash. Covid has brought a lot of bad stuff but if it brought this and WFH those would be big positives for the country.

Credit cards are not really risky as if you are robbed the bank pays you back. If someone takes your cash then it's gone.

The government and shops are not pursuing an agenda here. it's safer infection-wise to use contactless. Surely this was obvious.

The main reason to fear a cashless society is that it will help the secret lizards who rule the New World Order through their Freemason pawns to know what you buy, but really why worry when they can read your mind anyway using the 5G mind control machines.

[quote cyclingmad]@sst1234 hmmm shall we look at China trialling a social points system where they can stop you buying train tickets, flight tickets etc. Becaise you dont have enough points like that journalist who wrife a piece disagreeing with the government and with no knowledge found he did not have enough points to do those things. All because they can control your money and you. Coming to all countries in the not so far future[/quote]
No this is a surveillance society you're describing, not a cashless one.

They stopped him from flying because there was a block on his ID, not just his credit card.

Think about what you read on social media. Don't just repeat it.

@GreenTulips

I agree with the reduction in drug transactions, prostitution, even illegal immigrants, tax avoidance etc

All positives for a cashless society

Doesn’t a lot of this happen on the dark web and surely it will just go there if it is cashless

"I guess that’s why they ask them to go home first ;)*

Doing bank transfers AT HOME is difficult/impossible if you are required to have a OTP sent to a mobile phone to complete the transaction but you don't have a mobile phone signal AT HOME. I've lost count of the number of times DH or I have tried to explain to someone in a call centre that we can't give them a passcode because it would require travelling for a mile or walking up a hill to try and get a signal

@Pixxie7

They also need to tighten up on security. My son recently went and got me some shopping and I gave him my card, not queried at all

They need to tighten up security???

You realise who the security problem is in this scenario, right?

[quote XDownwiththissortofthingX]@Pixxie7

They also need to tighten up on security. My son recently went and got me some shopping and I gave him my card, not queried at all

They need to tighten up security???

You realise who the security problem is in this scenario, right?[/quote]
So apt....as the master card slogan goes:

“Priceless”

All these people saying but how do you get connectedness on a rural farm or what do you doing you can’t afford the internet at home, progress doesn’t complete without all the enablers in place

And yet society does generally already assume that everyone has a mobile phone, internet access etc and has the skills to use those things. When in fact, many people can't and are becoming increasingly left behind.

Yup, getting away from cash sure stopped crime (Not).

@GreenTulips

I agree with the reduction in drug transactions, prostitution, even illegal immigrants, tax avoidance etc

All positives for a cashless society

There will be other problems though.

A cashless society is really for those with money, so you can have several accounts for when it goes tits up, an iPhone for Apple Pay, other smartphones Android, have their one too but obviously you need a smartphone. Internet connections, if you can get one, some can’t, they are not free.

okay some people have come up with scenarios where cash would be easier for them. The thing to do then is to push for solutions to those situations.

For a start there should be no such thing as no mobile signal anywhere in the UK.

We could probably arrange some kind of child credit card that only worked for certain things and with a tiny limit. That could be used for adults too. Perhaps for adults you'd set up your own limits (you can do this the the national lottery so you don't spend too much)

Simple accounts for people not comfortable with online banking with less options OR with the advanced options only visible to a nominated family member.

Instead of fighting it make them do it right.

For me it’s great I can track budget online no more putting nose into trough as I call it when looking for coins In my purse. I’m visually impaired so life is much easier this way.

Oh I know I was responsible for the security and in this case it obviously wasn’t an issue, however I might have lost it.

This is good read, too.

"Cash is often blamed for a great deal of illicit money movement, but there’s no proof that digitally-formatted money would be any easier to track. In fact, the speed of the financial system would likely increase once cash is out of circulation and it’s the speed and complexity of monetary movement that makes it so hard to track money laundering."

@LastTrainEast

We could probably arrange some kind of child credit card that only worked for certain things and with a tiny limit. That could be used for adults too. Perhaps for adults you'd set up your own limits (you can do this the the national lottery so you don't spend too much

Pre-paid debit cards are already a thing and have been for years

@cyclingmad

Just like how people head in the sand over them wabting to chip us oh wait they are already trialling that in Europe with one company where your chipped with certain security access to whatever floors your allowed onto ....it doesn't track your location out side the uilsong but you know Nd we all know that's open to abuse

Just like how people head in the sand over them wabting...??

out side the uilsong but you Nd we all know...??

We’ve been on holiday in places where there is no phone signal and very ropy wifi and it’s not that rare an occasion

I am very happy with a cashless society personally, and tbh, don't have a lot of time for people who just choose not to use cards/online banking etc. But I do worry a lot about how this impacts people on the streets and people on benefits, as well as people who are typically paid in cash. I think we may be making life even more difficult for some of the people who are already the most vulnerable in our society.

I might have lost it.
If you lose your card you need to cancel it.

It's just as easy to lose cash as it is to lose a card.

I totally understand the benefits of cards over cash, online banking, PayPal etc and personally I use all of these things. However my elderly parents do not have a mobile phone as they simply cannot use them, they get far too confused and they cannot do online banking. I have been added as a third party on their account now so I can do transactions for them. Many older people find tasks that were simple and easy for them once now difficult, through either loss of cognitive ability, poor sight or poor hearing. As for those “annoying older people” who insist on using over the counter services for cash or paying in cheques rather than the machine please consider that the bank staff might be the only person that older person speaks to all day, possibly for a few days, remember if we are fortunate we will all be old one day!

My Dad is 90 and is managing fine with a card. He was always a cash person till Covid but said to me the other day using contactless is much easier. Which it is, and safer.

@Pixxie7

Oh I know I was responsible for the security and in this case it obviously wasn’t an issue, however I might have lost it

In which case, you report it lost and the bank cancels any transactions carried out without your knowledge.

This is something the banks themselves accept as a consequence of people carrying contactless debit cards. The move to contactless came with the £30 limit because the banks see a number of fraudulent transactions of up to £30 as a risk they're willing to underwrite for the convenience of doing away with systems requiring signatures, photographs, PIN's, ID etc

I've had fraudulent transactions carried out using my debit card twice, and it hasn't put me off using contactless one iota, on the contrary. On both occasions the bank reversed the charge as soon as it was spotted, once when I noticed a fraudulent Amazon purchase, which they refunded with no quibble whatsoever, and one other time when the bank themselves contacted me to ask if I was currently in India and attempting to withdraw a significant sum from an ATM (I wasn't). Both of these things actually reassured me regarding security.