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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

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Original poster

Universal Credit, lump sum from house sale.....

20 replies

EBJ · 07/07/2020 12:50

So I have a friend who claims UC, she's considered a single parent (has a boyfriend but don't live together) her exh is selling the material home and they are coming to a financial settlement. She has informed me she can keep the lump sum for 6 months before it effects her UC because she wants to use the money to buy another house with current bf, is this correct ?

OP posts:

BanginChoons · 07/07/2020 12:52

I don't think it's any of your business.

bestbrowsintown · 07/07/2020 12:54

I believe there is a certain amount of time that money for a house purchase can be kept without it changing benefit payments.

The real question is why you care enough to start a thread about it.

fatgirlslimmer · 07/07/2020 12:54

it is correct but none of your business

PinkiOcelot · 07/07/2020 12:55

God you always get the none of your business brigade! The friend had discussed it with the OP!

I would have thought a lump sum would affect UC, but couldn’t swear to it.

Atadaddicted · 07/07/2020 12:57

“I have a friend” ie the OP herself

Wowwe · 07/07/2020 12:58

Good friend you are!

safariboot · 07/07/2020 12:59

One, yes that's correct.

Two, why are you even bothered? Are you accusing your friend of being a benefits cheat?

CuriousaboutSamphire · 07/07/2020 13:01

Yes, that is correct.

Before condemning her think about what it would mean for some women and children if a house sale at the end of a relationship would mean UC was cancelled.

knittingaddict · 07/07/2020 13:09

Yes it's correct. My daughter will be in her position soon. It's none of your business.

knittingaddict · 07/07/2020 13:13

Quite rightly the Government give you a grace period to find a home and buy it. It's in everyone's interests for people to buy their own home for themselves and their children. Then tax payers aren't paying for the rent through UC for years on end. It makes moral and economic sense.

redwoodmazza · 07/07/2020 13:18

Yes she can.

BobbieDraper · 07/07/2020 13:22

Of course she can.
If universal credit was stopped because of a lump sum from a house sale then no one on benefits would every be able to sell their home, even if it was to downsize, and they could end up stuck in failed relationships or houses with utilities they cant afford because.

They need to be able to sell and buy a new home; it's better for everyone if they have their own home instead of trying to rent. They still need a monthly income; bd universal credit is pretty scrimpy anyway so she really isnt going to be living a life of luxury.

If there is money leftover, it will be counted and she will need to use that up first.

mummers1984 · 10/02/2022 11:17

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk guidelines.

Inspectorslack · 10/02/2022 11:19

Yes it is correct.

Inspectorslack · 10/02/2022 11:19

@mummers1984

Wow what a bunch of bitches you lot are!

Why?

T00Ts · 10/02/2022 11:23

@mummers1984

Wow what a bunch of bitches you lot are!

Eh? For saying that the friend is correct? Why is that bitchy?

MsAgnesDiPesto · 10/02/2022 11:32

Q: Are you her benefits adviser?

If YES > please ask your supervisor for more training if you don’t know the answer to your question.

If NO > your friend can discuss the matter with, and get the answer from, her actual, trained benefits adviser.

Now you are free to stop thinking about this and get on with your life. Have a nice day!

TyrannosaurusRegina · 10/02/2022 11:51

What a lot of unpleasant people you lot are. For all you know, the OP is concerned about her friend getting into trouble with UC so is enquiring about it. But no, you have a bee in your bonnets so automatically jump to the conclusion that the OP is begrudging of the friends situation.

INeedNewShoes · 10/02/2022 11:59

It makes sense really. If she were to suddenly have UC payments stopped and have to dip into the lump sum for six months she'd be less likely to be able to buy a property again and could quickly end up in a position where she needs more benefit support as renting is so much more expensive than mortgage payments.

Sowhatifiam · 10/02/2022 11:59

I don't know if it's correct today but I did it over 12 years ago on tax credits. I did have to supply evidence of where I got the rest of the money from for my house because at the time I was also on income support and I was buying outright but the money came from family and was easy to demonstrate that was the case.

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