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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Child Maintenance

51 replies

GotAnyGrapes17 · 22/06/2020 18:54

WIBU to go through Child Maintenance Services?

Trying not to be too outing her.
Ex P has always paid about £50/£60 per month less than he should. He pays £150 that all goes on a sport that DD does. It doesn't even touch my account just goes straight to that. That's fine, he always says that money is to cover her (everything) and how I choose to spend it is done to me. I've always chosen to do it that way as it means I don't have to put the money aside for her. And also, she used to stay there 2 nights per week enabling me to work. She hasn't been staying with him since lockdown and has seen him 3 times since mid March.

She now isn't staying, and to be honest, I can't see her going back to staying two nights a week because of her age and the fact that I don't need her to as my job has changed.

I have always paid everything, uniform, school shoes, days out, school trips, tutor and obviously keeping a roof over her and keeping her warm and fed.
Whenever I have approached the subject about helping out with uniform/school trip etc I am always stonewalled and he tells me that "he pays his money, what I do with it is up to me" and that he pays over what he should anyway.

I have just asked for a bit of childcare related help over the summer- either have her for a couple of afternoons a week, or can we both take some annual leave. He totally shut me down and told my it was my responsibility to sort it out.

Now, when I have used the CMS calculator, he is paying about £57 per month less than he should.
Now I'm prepared to swallow this- but I just feel I get no other benefit from co-parenting with him now. No help over the summer, no child free nights etc etc.

Half of me wants to tell him to poke all his money, and least then I will know I've done this totally alone. Half of me wants to file for official child Maintenance. I don't especially need it, I've managed for 10 years with out it, and some of those years really struggled and could have used it!!
My reservations are that he isn't a bad dad, on the whole we get in okay (as long as I do 100% of the parenting), my family and his family get in, I like his girlfriend and her son. I just don't want to make the whole thing better.
But in some ways I feel like I owe it to DD, the £57 could sit in a saving account and she could have it when she is older. He is never going to contribute towards uni fees or a car or anything.

Mumsnetters, please tell me what to do!!

OP posts:
GotAnyGrapes17 · 22/06/2020 20:04

@TheBusDriver he is currently paying £57 per month under the what the CMS. Which is 12% so less than half of 25%.

I honestly really didn't want to end up here. I always took pride in co-parenting amicably, but I feel like it's only amicable because I let him get on with it

OP posts:
GotAnyGrapes17 · 22/06/2020 20:13

@june2007 it's basically because the living situation was not possible during lockdown. He lives with someone who was self isolating. However, if I honestly thought that it would go back to normal after lock down, maybe I'd reconsider. However, even with her staying two nights a week, he will still under paying by a little bit. The lockdown thing, I feel, was a bit of a convenience. However, he was still working, so no reason why he couldn't have seen her during the day or taking her for a walk or something. I know it's dull and hard as there was not a lot on but still. She also wasn't that happy and is now at an age where having no privacy (which she didn't when staying with him) makes her uncomfortable. He has made no comment about her going back to staying there, even though no one is self isolating, and to be honest the conversation just annoyed me today as I just feel like everything is down to me

OP posts:
RandomMess · 22/06/2020 20:21

I would just go via CMS, he will not ever willingly pay more and in 5 years the gap between what he pays and should pay will be even bigger. CMS is the minimum expected contribution...

Where is this wonderful co-parenting? He is making zero effort to see her, doesn't want to have her in the school holidays etc??

Elizadoeslittle19 · 22/06/2020 20:23

Hi @GotAnyGrapes17 - could you have a conversation with his first about increasing his maintenance and I only suggest this as you do say everyone seems to get on well. Although on the other hand though it shouldn't be a reason he only pays you £57 a month.
What about seeing what happens after lockdown, if you're not reliant on the additional money, if she doesn't stay with him the 2 nights explain that as she is now with you, you've looked at CMS calculator and he should be paying X amount. Does he want to increase it voluntarily or if not you will make application to CMS.

slipperywhensparticus · 22/06/2020 20:41

Just have a conversation with him saying he is underpaying

How old is dd can she stay by herself in the holiday while you work?

slipperywhensparticus · 22/06/2020 20:44

That's a pretty low figure to be paying for child maintenance anyway how can he feel it's enough?

GotAnyGrapes17 · 22/06/2020 20:45

@slipperywhensparticus I did today. He told me to go through CMS. I'm not sure he believes that he is underpaying, but he told me how much he earns and that's how much I put in the calculator.

Re DD staying in her own- not really. I don't want to say her age, but probably not. She'd be fine- she's responsible, would probably spend most of her time chatting to her friends on WhatsApp and could fix herself a sandwich. Probably for a couple of hours, but not a whole day.

OP posts:
PrincessPain · 22/06/2020 20:46

Juat to clarify, you have been taking £150 a month though?
I'm not saying that in mean way, your DD is absolutely entitled to it and you should have been taking it.
So you may aswell take the extra £60 or so as its got your DD.

MayfliesX · 22/06/2020 20:51

Hi Op, just to say, the amount you need to put in the calculator is before tax but after pension deductions. I just wanted to make sure you knew that so if you do go to him you can at least be sure he is underpaying

Andwoooshtheyweregone · 22/06/2020 21:03

I think go for CMS now can he think that 150 a month pays for a child!!!! That is complete madness and then you are scared to mess up a relationship with him because he may not way to pay more FOR HIS OWN CHILD. What sort of adult is he!?

1Morewineplease · 22/06/2020 21:15

It sounds like he should be paying more but his money shouldn’t just be for covering an expensive hobby. Do CMS know that his money is only being spent on that? Maybe CMS don’t know about this hobby. They might just assume it’s going towards her day to day care.

Andwoooshtheyweregone · 22/06/2020 21:18

@1Morewineplease

Err, I’m not sure that’s how CMS works. They don’t dictate what you spend the money on.

GotAnyGrapes17 · 22/06/2020 21:18

@princesspain thanks, yes he has told me the figure that was his gross income last year. I will check the pension but he is SE so I don't think he does?? But yes, worth checking

OP posts:
GotAnyGrapes17 · 22/06/2020 21:20

@1Morewineplease it's just that that was the amount that we agreed/ he told me he should be paying 10 years ago- it just so happened that it was exactly the same amount as the hobby, so it goes straight there. He could have put in my account but it was just a way to stop me spending it over the course of the month that's all

OP posts:
slipperywhensparticus · 22/06/2020 21:22

Have you put in that he has a child living with him though because that effects it

GotAnyGrapes17 · 22/06/2020 21:22

Sorry @MayfliesX and @princesspain- got you muddled up in the replies!

@princesspain yes I have been taking the £150 because that's what we agreed when DD was little. It's only when I've looked today and realised it's about £35 per month under with her staying there two nights a week and then £57 a month under now she isn't staying at all

OP posts:
GotAnyGrapes17 · 22/06/2020 21:23

@slipperywhensparticus he doesn't live with his girlfriend. He lives with a friend

OP posts:
GotAnyGrapes17 · 22/06/2020 21:25

@1Morewineplease sorry, just to clarify- I'm not asking for the hobby money PLUS the CMS minimum. Just the CMS minimum overall. Which will cover the hobby and some.

OP posts:
RandomMess · 22/06/2020 21:28

If he's self employed it will be difficult to get anymore out of him...

Just remind him that everything has increased in price in 10 years so an increase is long overdue and perhaps he could look at the CMS calculator and pay what it recommends as the MINIMUM.

slipperywhensparticus · 22/06/2020 22:15

Does the friend have a child? There used to be a people you live with clause where it was implied but not specified that you were in a relationship with them you just had to "live" with them to get credit for there being a child in the household

I would ring and discuss it with them

GotAnyGrapes17 · 22/06/2020 22:22

Thanks @slipperywhensparticus he lives in a flat with a friend. It's 2 bed, no other children. I would suspect he spends the majority of the time at his girlfriends- but his address is at the flat.

OP posts:
1Morewineplease · 22/06/2020 22:39

@GotAnyGrapes17 yes he should be paying more. The trouble is, you mentioned an expensive hobby which his payment seemed to just cover. Can he afford to pay more?

1Morewineplease · 22/06/2020 22:45

@Andwooshtheyweregone
I’m sorry, I wasn’t clear, it was just that OP said that she received CMS that equated to her daughter’s expensive hobby.
Yes he should be paying more but if OP is sending her child to an expensive hobby , well...
OP needs to pursue further CMS.

GotAnyGrapes17 · 22/06/2020 23:02

@1Morewineplease well I guess that is the million dollar question (excuse the pun). He tells me he can't. However he is paying £35 per month under the minimum CMS state if she stays 2 nights a week. And as she is currently not staying there at all he is paying £57 a month under the minimum amount, given his income. I can help to feel that this extra money he is not paying, if saved, would be needed by DD once she is 18 towards driving/house deposit/ uni whatever. Am I doing her a disservice by allowing him to pay under the minimum? It's not like I am asking him to pay CMS plus the hobby. Just what CMS state he should be paying. I just so far have chosen to allocate the money he has paid so far to the hobby. If that makes sense??

OP posts:
ComfyCosyGood · 22/06/2020 23:31

@TheBusDriver The Ex currently (only sometimes) pays £35 a week. He's supposed to pay more but doesn't. Considering on average a child costs £30 a day to bring up and he hasn't seen DS in almost a year, it's a pretty awful amount. If you want to stir up the pot, fine, but my DS is losing out and the CMS minimum is not realistic for most people

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