Bit of background
With DP happily for 15+ years
4 kids one in secondary, three in primary
Home owners but shed loads of the mortgage yet to pay - some savings
DP made redundant after a long spell out of work so financially things aren't great
I'm Self/employed but didn't qualify for any benefits (haven't checked for a bounce back loan yet)
We have had a turbulent couple of years financially, and now
coronavirus on top of this. Certainly the number of people I'm TRULY in touch with, in a crisis situation is fewer than I may have hoped previously which made me a little sad.
I would really like to make some changes in the next few years and wonder how those of you older and wiser may be able to advise.