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To ask if anyone else is struggling on one low universal credit payment?

1 reply

Evasmummy2019 · 15/05/2020 09:15

I'm not working at the moment as I lost my job as a palliative care nurse while doing my 8th round of fertility treatment last March. I reacted pretty badly to the ivf drugs and overstimulated my ovaries making me really poorly. Thankfully I got pregnant. I then couldn't get a new job while pregnant as I had HG (constantly suck 30x a day) and then in and out of hospital for fluids etc then with diabetes, bleeds, too much fluid and at the end reduced movements. I had my daughter in December. My husband is self employed so took no paternity leave. He's only been self employed for just under a year and doesn't qualify for the 80% SE (self employed) benefit payment. We were living on £20 a week child benefit between March and April and have no savings as he only earns £1600 per month on average and it goes straight on bills. We've cancelled his van insurance, pet insurance for our dog and cat, reduced our energy bills, suspended our loan repayment and council tax break for 2 months . We get no benefits only child benefit for our daughter. We've been really really struggling. We applied for universal credit and was awarded £629 per month. That only got paid on the 6th of May so we've had to still pay all our utilities etc. And I hope our mortgage break continues as that money will be gone on the mortgage alone if it starts back up in June . Its been very hard indeed and our relationship has suffered. I also suffered a traumatic birth and pnd has crept in.

HebeMumsnet · 15/05/2020 13:29

Hello everyone,

We've had a number of reports from people concerned about this thread so, as we usually do in these circs, we're putting our heads round the door with some important reminders.

Right now we can't see any evidence to indicate that the OP isn't above board – if we did, we'd remove the thread straight away. But the truth is that, sadly, we at MNHQ can't know with 100% certainty that any poster is genuine, no matter who they are or how long they have been here. As frustrating as it is, we're not able to vouch for anyone here.

So we always ask users to remember that not everyone on the internet is who they say they are – and remind folk not to give more to another poster, either financially (in cash or gifts) or emotionally (in time or care and support) than they'd be prepared to lose if things went wrong. We strongly advise against parting with any cash or giving away your personal details, and if you receive a PM which makes you uneasy - report it to us and we’ll take a look.

Sorry to hijack your thread briefly there, OP – we really hope you get it all sorted soon. In the meantime, you might find some useful information on our guide for dealing with financial difficulty

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