To ask who else just isn't spending AT ALL!?

[junebug21]

Just that really... is anyone else noticing their bank account numbers rising!!? Due to being home on full pay and not spending on childcare, petrol, kids clubs, coffees etc etc all my pay is stacking up and I'm mind blown by how much I normally would be spending!! We are very lucky to not have many bills (no mortgage) we literally only pay insurances (life, house etc), electricity, Netflix and phones! I feel like I have been wasting A LOT of money beforehand! (I am aware that there are many not in this position etc and we are v lucky) but I also feel like I'm missing something and I owe someone/something a lot of money!!?? Anyone else??

Thats great ADayAlwaysHasToEnd!

Anyone looking to find a charity to give a donation to please think about your local hospice. I have a limited income but still have kept my standing order to them as they rely on donations and fund raising to keep their services going but have lost over 70% of their income.
Everyone seems to be fund raising for the nhs but have forgotten hospice care and they do a wonderful job that no one thinks about until they need them.

That’s nice for you all. We’re spending as little as possible due to a massive drop in our household income. If you don’t know what to do with all the heaps of money you’re saving, go donate to organisations helping those less fortunate.

@cantata I disagree, people can post all sorts of things. There's always threads about people's house values, size, salaries, disposable income, complaining about their kids, etc. I'm sure those threads make some feel bad.

Is it insensitive for people to post threads about boredom as there are stuck at home whilst key workers are facing high risks of covid?

Is it insensitive to post threads about holidays after covid?

Is it insensitive to post threads about not being able to get a food delivery when people have died?

dibble, now you are deliberately being obtuse. Good for you. You must love yourself as being considered insensitive by a stranger on the internet. Suit yourself.

Yes we’ve saved loads so far. Good to have an extra cushion as who knows what the future holds.

ok @Crimsonnightlotus maybe take a step back

I swear I’ve spent more in lockdown than any other time!!! Or maybe I’m just spending big chunks quicker than usual having to do bigger shops rather than lots of little one. I am broke.

Ouch. Sorry. I didn't read the room

Also remember that those folk still getting an income and not spending much are probably the same NHS workers you are out clapping for on a Thursday night...

We are lucky still to have 2 incomes, DH is NHS ambulance service. He is happy that he has a job and doesn't really get why folk who have lost theirs think he is a hero, for doing his job and getting paid for it. Salary is pretty poor tbh but he loves his job and he has good holidays and sick pay and pension.

Quite the opposite.

My income has dried up completely and with all the holiday cottage refunds I've had to make my savings are rapidly depleting as the expenses continue without any rental income to meet them.

I have the buildings, contents and liability insurance to pay this month and my car insurance is also due.

I had done the first few weeks but my car needing work, a vet bill and a clothing splurge put an end to it!

We were saving about £1k per month until a major appliance died & then the next week the only uninsured pet in the house was seriously injured & required costly emergency surgery. Hey ho, easy come, easy go...

I'm saving on eating out but spending lots more on food and books.

I’m so really well, we’ve saved £600 last month and maybe £400 this month. It makes me think I’m spending so much on junk. Things will change for me now

Could people please maybe donate some money to a local person who may be not so fortunate?

We are not likely to be able to work again until maybe Christmas. That's our main source of income reduced to £0 for possibly 10 months. DH has not had this amount of time out of work since he started 28 years ago. That is more than our pot of savings. At stake is our house, and more upsettingly, our dd's education for y11 - long story, special needs. I can totally understand where crimson is coming from. It is v worrying and depressing.

Nah not really. I am spending as much now online on buying craft items. Although my home still needs decorating and I can't find any stuff online :/ . And with Eid close I have spend even more buying presents for all the kids in the family and blowed my budget big time.

Dibble, of course people can post whatever they like.

I do think, though, that anyone who is on MN a fair bit at the moment would know that any discussion about Covid is likely to become heated/polarised, and that some people will rightly or wrongly become very, very upset.

I personally wouldn't want to start a thread which I knew would very much upset some other people. We are all humans , most of us are mums, and many of us would probably be friends IRL if we met at toddler groups, the school gates, etc.

We all ought to bear this in mind before posting things that could only ever make other people - who are already on the edge - feeling even worse. It's nice to have an outlet in which we can say, under cover of anonymity, all the things we wouldn't say to friends IRL. However, that doesn't mean we should entirely act as if our friends weren't reading.

I'm.and saving on petrol. I haven't filled my car in two months now. Food is more expensive but I still think I'm saving overall.

I'm not booking any weekends away, no day trips and getting clothes and shoes for the kids is so much hassle I'm only buying what we absolutely need ( ok and getting loungewear for me as I'm just a hermit blob now.

I bought some things online but its just so much hassle waiting for things you forgot you ordered.

The difference here is that people don't have to start a thread about how well off they are as a result of lockdown.

Most people have just commented that they are saving money. I don't think that means that they feel lucky or that they are enjoying lockdown. I'm sure that they would rather not be in this situation just as you wouldn't .For me saving money is very tiny silver lining considering I can't get the treatment I need a moment a serious medical condition and I probably will lose my job as a result of this in the future.

In fact, any donations would be gratefully received over here…

I was worried about surviving on smp but have found that it covers our increased food bill with very few other outgoings. My partner has lost his job from tomorrow though so the savings don't seem that significant in light of the financial cliff we are staring over.

Not really. We are spending more on food and drink now. We still get takeaways. I still buy way too much on the internet. I also now have a second little person to buy for and I have an addiction to buying cute clothes for my kids 🙈

Maybe lots of people who are paid way too much will now have a moment of clarity?
Now I don't 'have' to pay for the cleaner/tutor/coffee/lunch/random lesson that I never 'had' to pay for in the first place I am so much better off!
Most are not in this very privileged position.

I seldom go out anywhere that involves a cost and my commute to work is only 5 miles, often on foot, so very little has changed for me as far as spending is concerned.
I do however have significantly less in savings and investments than I had a few months ago, so in that respect I am much worse off than I was pre Covid.