To want to buy a new car?

[teacherwidow]

Obviously not right now now in the middle of a bloody pandemic!!

Married, first time buyers and joint income of £52k a year, no children but 2 dogs.
We budget quite well and always have enough to save up for nice things to invest in the house. We absolutely detest holidays abroad and going out so don't really spend much that way.
However I have fallen in love with the Jaguar F-Pace. I travel a lot with my job (which I don't really like but it pays the bills). But my husband keeps saying it's either a new car or children, as their expensive etc etc. I find this really shitty, I'm desperate to have children and provide them with a wonderful life but I feel so stuck that I'm being told one or the other and feeling like if I did buy a new car from my own money it would be used against me.
I'm aware of running costs so it's not like I haven't worked the budget for that either.
Basically AIBU wanting to treat myself after working in a very stressful job, using my own savings?!
Sorry to moan and rant; quarantine is to blame!

a brand new F-pace, i.e. £40k+? given your income that'd imo be a totally absurd amount to spare on a car so yabu.

Hello,

Didn't want to read and run. I don't think you are being at all unreasonable for wanting to treat yourself to something. You work hard, you have your own savings. No reason why you can't or shouldn't treat yourself every now and then.

I understand a car is a big purchase and running costs add up but if it's something you can afford without having an impact on your other budgets the why not?!

Having to choose between children and car is abut rubbish. When you have kids they are for life any you can always cash in the car if it's not needed it or wanted anymore.

Either way, I hope it all works out for you

I think on your income it’s too much, or do you have it in savings? If not, wouldn’t you need to get yourselves into masses of debt for it?

@rattusrattus20 a brand new one would NOT be what I would get! Definitely a second hand one! But thank you

I can kind of understand what he means if your looking at a £40k car.

Have you considered the outgoings you'll have if you do have children?
Childcare alone can be about £1000 a month on it's own.

However, if you can afford half of that and the car then I suppose he cant really object.

@sparklesocks I have a fair amount in savings but would get a second hand one, I'm terrified of debt and such so it would put the fear of god into me spending £40k+! X

Oh just seen you wouldn’t buy it new. Sorry, the ‘buying new car’ made me think you were.

I would choose children over a showy car any day of the week. That you wouldn't maybe indicates you are not cut out for parenthood.

Yes YABU to want to spend your savings on a Jag.

If you want to start a family, throwing away your hard earned savings on a flash car is madness. Even second hand, it's going to be expensive.

It's not about having to choose - you can have a nice car and a family. Why not compromise on an e-pace? Easily big enough for 1 child and then in a few years you can upgrade to f-pace to fit another child in - once your partner sees how amazing modern jaguars are 😊

Depends how much it costs. However having had a series of luxury cars and now a wee crappy one but a lovely house I would say I really regret the amount of money I have wasted over the years on four by fours and BMWs.

I'd do it. It could take years to get pregnant or this may hurry it up!
It took us 3 years to get pregnant. Decided to spend a lot of money on a Range Rover and boom - pregnant!

The one lesson I have learned in recent times given battle with miscarriages etc. is that you cannot put your life on hold on the assumption you will get pregnant when you decide to try for a baby. So if you can afford the car by being sensible, go for it!