To ask how much money you have saved since lockdown?

[Cheapprimarkbra]

... Compared to same 12 days of the previous month (23rd - 3rd)? Not including the usual bills, subscriptions/direct debits and mortgage/rent, have you noticed a massive change your outgoings?

I am a self employed freelancer (as is DP) and we both rent, so definitely not an enviable position.
Between 22nd Feb and 3rd March, I just worked out that I alone spent roughly £384 on train tickets, clothes, coffees, online orders, meals out and takeaways. This same 12 days I have spent £78 (just food, essential office supplies and a cheeky lottery ticket), so that means my savings total up to about £306 in TWELVE days! I feel almost ashamed at how easily I would throw money away, and will definitely reflect on this whenever I go to buy something that I don't necessarily need in future.

It will be interesting to hear other peoples' savings stories!

I can't imagine we've saved much at all, maybe a little on petrol? We're spending more on food and have bought bits on amazon to keep ourselves entertained

None here because food seems to be costing a fortune, for some reason! I think because the only deliveries I can get are really expensive niche veg boxes etc.

Plus I bought some new things for the DC (garden toys) to keep them occupied. Plus a printer to work from home.

So I’ve saved nothing and actually spent more!

No Asda deliveries and Aldi top ups for now, so have been using the local co-op which is extortionate.
Plus we have had DSD for the last few weeks while her mums had to work so going through more food than usual.
Additional washing/heating/hot water costs of us all being stuck in the house yet to be seen.
I’ve been furloughed so 20% wage drop. But I have saved on petrol at least.

I've isolated for 3 weeks now with 2 outings to supermarket/pharmacy

Saved probably £60 on petrol
I'd say £50 eating out
Maybe £60 picking up snacks/treats from the shop.

Mind you I've spent it on Amazon buying shit to make me feel better, so...

Saved on fuel, eating out and buying clothes but food bills gone up and we bought some new kit for WFH and upgraded the broadband.
We also bought a treadmill
So probably spent about the same so far but I’ve banned further non essential purchases so we should start to save from now on

We’ve saved about £150 by spending less but also have had a few hundred come back in from cancelled events for March/April

I'm surprised how many people are saving on nursery? The ones round here are still charging even though closed.

None.

I purchased some wireless headphones for my husband and I so we can do our own thing i.e. exercise or listen to music or watch t.v. etc without annoying each other. Don't worry, there's plenty of other ways to annoy each other, we've been doing it for years.

I purchased a new pair of slippers in ASDA yesterday.

I guess I'm making petrol last a bit longer but work wasn't that far away and I'm doing much the same mileage to the supermarket and back.

My husband applied to the train operating company that he purchased his season ticket from to claim back the unused portion of his monthly season ticket. So far he has heard nothing back. He purchased it at the ticket office, apparently that makes a difference to his claim.

I'm waiting to hear back from my employment agency regarding whether or not I'm being furloughed. Yes, I was working for them on 28th February.

Crackle that is a good point - in my experience many people are being very generous (if they are able to), I am involved in our local Food Bank & we have received lots of financial donations, people are phoning me and apologising for not being able to put their usual tins etc in the supermarket collecting points but sending very generous monetary gifts instead.

Personally we are probably saving a bit, haven’t exactly worked it out but I am furloughed & DH had a 15% pay cut so our income is obviously reduced ... at our age (60+) the impact is going to be on our pensions and plans to retire which will have to be carefully looked at ... assuming we even have jobs to go back to ....

Even with £285 on shopping (!) - yes a £200 shop before lockdown for tins and a trip to the shop in week 2.

I have ‘saved’ over £900 comparing the same like for like period. It has taken something like this to shock me out of my oblivion.

Tore camping in your garden will be fine.
Not clicking on your “Ad” though

It wasn’t all tins!

Dp is saving about £40 pw on train travel. Only goes into the office a couple of days a week , but obviously not at all now.

Eating and drinking out, I would say we're saving an embarrassing amount. I would guess over £300 so far.

Maybe £30 in petrol.

Definitely spending more on food though. I'd say about £50

So yes, overall we are saving a decent amount of money, which is of course a positive, but with everything going on, it doesn't really feel like one.

Nothing! Financially this has tipped us over the edge.

Still paying 100% full time nursery costs even though DS can only go one day a week (once we're no longer isolating for symptoms in a few days time). Work thankfully paying me my full salary, as they've opted to only open one day a week.

Travel paid for upfront, so no saving there.

Food has gone up massively for us. DS usually has all three meals and snacks covered at nursery, and DH has lunch paid for. Having to buy whatever is available which is a lot more expensive then we'd usually purchase.

Thankfully neither of us are worried about job security. Nursery are apparently in talks about fees, so I'm hoping they'll ask for less than the full amount for April, just so we have a bit of breathing room.

My wife and I were discussing this the other night. £54 per month each gym. £15 sky sports. £200 each per weekend spending money. £20-30 3ach for lunches. Plus at least one meal out per week (£50-100). So around £500 week.

Joking with my student sons about this. I have worked from home since 1994 and gave up public presentations/talks about 2 years ago so in a sense have been on lock down for years so no difference for me at all. For them huge difference as they eat out, go out, meet friends etc etc.

On camping it might be hard to avoid people on a camp site and the regulations allow people out for certain purposes such as going to work, travel at work, to move house etc but not camping as far as I can see www.legislation.gov.uk/uksi/2020/350/contents/made

We're supposed to be staying at home apart from the good reasons to go out.

Proper campsits will be closed, but even if your camping is in a local farmer's field/wild camping spot, it's not really within the spirit of the restrictions, so unless you can camp in your own garden, where you'll still get the experience of being freezing cold at night, waking up busting for a wee but not wanting to get out of bed, and shitting yourself every time you hear a noise outside the tent, it's probably best to leave it for now.

Nothing because the nursery has asked for full fees for April. So still paying them all that PLUS spending extra on food cos we're all inside every day.

If the lockdown goes into May, I will be negotiating as I was just furloughed.

We're down an entire income as I've had to close my business. I only started up in February so I was only earning £500 but it was covering food, broadband and little things like pet insurance and food.

DH is still working so thankfully we still have an income for now.

Have probably spent what we would have saved on childcare so far on entertaining the child (new swing, slide, craft supplies, puzzles) but from here on in we will be saving £110 a week on childcare and saving on fuel. Plus less little shops and no ‘quick coffees’ so probably in the region of £150-£175 a week

No gym membership for the 3 of us

Forgot about that! Saving on gym membership here too. I'd also by chance cancelled sky (at almost £40pm) and took out Disney+ at £5.99.

I’m going to end the month around £550/£600 better off... it’s a real eye opener to money I’m obviously blowing throughout a normal month. So bills rent council tax food and direct debits and husband not able to work at the mo still coming out better for it.....

Nothing.
Last month we decided to still pay everyone who has had to cancel or that we had to cancel.
Shopping has cost loads more as we're all at home, it's harder to shop around and we couldn't do our usual bulk buys due to people panic buying.
We've saved a bit in coffees and other impulse spends but then have been having a take away a week so that's cancelled that out.
We've probably lost money on student DC's housing.
Investments have lost money.
We've probably lost money on our holiday.
Due to timing we've come out of fixed mortgage rate so have had to pay a fee on a new one.
This month we'll likely be on just over half of usual wages so will be topping up from savings.

My food spending has gone up, but eating out/coffees has gone down

Used to spend a fair bit on sport lessons for myself and kids (+ gym) I really miss that though

And have had to take a 40% pay cut (contractor, small company hanging on by a thread)

So yes, saving money. But not feeling flush