My children do a hobby. They've been attending for 2 years.
I pay the instructor his fees
and once a year I pay license and insurance for each of them.
The license and insurance go directly to the governing body and none go to the instructor.
There are a few things that bug me about the whole set up - you can only by equipment from their supplier (so say they need footwear, if they're to enter competitions/get the next level up they can only wear footwear from their supplier you cant just buy generic from Amazon etc). Thats the only clear one i can think of, the other only pops up every so often.
I also pay separately for the examinations each time - it's about £45 a child each time.
The instructor has said that for the duration of lock down he will reduce his fees to a weekly per person fee as opposed to the usual per class fee (which we pay for on a monthly charge)
So to my point.
The license and insurance is due for renewal and the instructor has been messaging me about it.
This isn't a massive sum of money, but nor is it a small amount.
Reasonably speaking, by the time lockdown is lifted and they can return to class we're realistically looking at 3 months aren't we? Which is a quarter of the years worth of license - which we wouldn't get added to the next years duration - it would be dead money.
I don't want to pay it, I'm very happy to pay the instructor his full fees for as long as DH and I are being paid. For however long the classes aren't on for. Ultimately, this isn't a case of if we don't pay the license and insurance, the class closes or the instructor loses out. Everyones license and fees are due at different times of the year, so the governing body don't lose out either, it's only like if we chose to pull them from the hobby.
So AIBU to not pay the governing body - when we aren't accessing any form of the hobby, the insurance is invalid even if they practice at home and get injured.
Please remember; I am paying full fees to the instructor for the duration.
I have also namechanged for this.