To not make payments while its closed?

[NillyFrickers]

My DD attends a weekly toddler group and swimming lessons. Both have officially closed/suspended lessons as of today.
I'm a single parent working in hospitality, so minimum wage. My hours have been cut back and obviously if government says, we will close. So my income will be affected from next pay.

Her swimming lesson company said they were going to cancel the direct debits but today have now said that alot of people have offered to continue paying and so that is an option if you want. You can either pay 100%, 50% or 25% or cancel altogether. But they will let us know when they know if and when they'll be back in the pool so you can set up payments again if you cancel or pay a reduction.

DDs toddler class sent an email last week asking if it was possible could people please continue payments or at least some of the payment. They will allow you to attend extra classes when they reopen if you continue payments, also they have made a private facebook group where they have said they will post videos similar to what happens in the class for the children to watch at home. BUT you can only join if you're continuing some sort of payment.
I'm feeling really guilty and also disappointed, my main issue is the toddler group. I have been attending this group since DD was 9 months, she turns 2 in a few weeks. I have always paid on time every month and I feel like because I may not be able to afford to continue with payments, then my daughter will be left out and not allowed to access some videos which will involve alot of the songs and dances that she loves in the classes.

I totally understand that people who have their own business will be hit extremely hard, and if I could afford to pay and help out then I totally would. I also admire those people who will continue to pay as they will help to keep the business going until they re-open. But I feel like I'm being punished for being in a worse situation than others. I know it's just a bunch of videos and its probably nothing major DD will be missing out on, but with everything that's going on I'm just feeling rather down and this is playing on my mind. But I dont know if IBU to think this way. Should I expect to be in the group if I'm not paying. My head is a bit messy at the moment and I'm worried about the next few months.

Yes stop paying, it is a luxury you can't afford. Goodwill is all very well when you can afford it. I believe most of these places will lay staff off without pay, most are on zero hour contracts.
My job with a contract has a clause if business is quiet, they were able to let us go without pay, thankfully the government is stepping in offering €203 a week to those affected, mortgage freeze, rent supplements. These things are desperately needed by the people, the sooner Boris sticks his hand in his pocket the better.

Your own hours are being cut so you have every right to cancel.
It would be great for everyone to be able to afford it but in your circumstances I would cancel

You could email the group in question to ask if they could suggest people who are still earning and able to WFH would consider donating towards the place of a child whose parents are in a less fortunate position so they can access the materials? Sure people would be happy to help their local community if they are able with small gestures like this?

I’d stop paying but explain why.

They're selling a service. If they are forced not to provide it you cannot be made to still pay unless it is in the contract. That applies to anything else. If they cancel classes etc you can't be made to pay, or pay a 30 day cancellation fee. If however they are still offering the classes and you choose not to go the contractual provisions still apply.