AIBU to consider accepting an offer for a PI claim?

[gettingbacktoresearch]

Hi,

Middle of January, I fell down a hole that was partially uncovered (it was 9:30 at night, dark and I was totally sober!).... after various trips to doctors and a and e etc it turns out I have an avulsion fracture of the fibula in my ankle and I start physio next week. It’s still achy and sore and my walking distance is limited....

The sub contractors have just popped around and have offered £1000 to compensate me (avoiding need for solicitors etc).....I had two days off work and worked from home for the rest of that week and have a slight limp at present if walk too much.

I’m considering accepting this but DH thinks I’m mad.

So aibu to accept this and get it over with it ainbu?

According to the Judicial College Guidelines for personal injury awards (which is the scale judges use when valuing these), a minor ankle fracture which resolves within a year is worth up to £5,160

I'm ready to be flamed, but if you want to pursue this at all, I wonder if there's anything to be said for taking that information to the contractors and asking what their best offer is?

Clearly they already know they're liable, so it might just save you waiting years for a payout - and avoid the risk of them going bankrupt and/or changing names in the meantime