YOLO!
I’m always amazed at people whose main aim in life is to ‘be mortgage free’. Lots of posts on here and articles on magazines etc about how people are mortgage free by 50 by not having holidays, only eating boiled eggs and toast etc. Sounds like a miserable existence to me.
We’ve just accepted an offer on our house and are about to double our mortgage to buy somewhere with a big garden, land, a stream etc. When I look back on the kids’ childhood, I want to remember them playing there rather than in a modest house somewhere which doesn’t suit us and can’t fit their friends in etc. Would knowing that I had paid off my mortgage mean more to me when I look back in 40 years? No.
Each to their own!