To ask for your experiences of being a mortgage adviser or IFA?

[evilharpyinapeartree]

I'm considering a(nother) career change. My background is in compliance and I'm very qualified in financial advice including mortgages but I've never actually worked on the client side of things.

If you're an adviser (mortgages/investments/pensions/whatever) do you enjoy it? How do you find sales targets? And if you're willing to share, what's the money like - are the OTE figures generally realistic?

I work with independent advisers that earn up to 100k (not south east). Most more like 50k. The more you put in the more you get out but with your background you would be off to a good start.
They are self employed so don't have targets other than those they set themselves (hence the massive disparity in earnings)

Thanks Outnumbered. That's what I'd like - to set my own targets - but with no client book/contacts I'm guessing I'd need to join an existing practice or network to get the leads.

I worked for John Charcol bak in the 80's/90's. Very ethical firm and a very good employer back then.