To ask how much private medical is.

[RedandYellowSunrise]

So how much are those that can paying for family private Healthcare?
Because we are now fucked.

Did you google for this info and get a quote? Surely private insurance depends on your health and other history. If this was a rhetrical question, then oops.

*Rhetorical obviously.

No idea!

However, I'm currently benefitting from private healthcare via the NHS as one of their ways of reducing waiting times is to buy back private services. At three times the cost than it would be to provide those services 'in house' as it were.
Went to my GP 2 weeks ago, having waited for 2 weeks for a non urgent appointment. Referred to a knee specialist where I had to book my own appointment online. I had a choice of an NHS hospital with a 2 month wait, or a private one with a 3 day wait! Off I trotted (well, hobbled) to the private one, with an 8pm appointment, sawnthe consultant, had x rays, needed an MRI. Next morning got a phone call from the consultant, MRI booked for 4 days later and follow up appointment for the day after that! Provisionally booked in for surgery in early January.
But all this has come at a massive cost to the NHS. Funding at grass roots level is absolutely needed to ensure anyone in need of the NHS gets this sort of service.

I pay for private medical
Insurance through work now for my whole family. We do pay quite a lot as we have Bupa silver service but it’s so worth it. Had to get a referral to a specialist earlier this year and I had scan, scan results and saw a specialist within 3 days.

We pay about £600/month. Family of 4. 2 adults over 50.

Becoming too expensive now.

if you do get it go for one with a larger excess ( which is much cheaper) and then insure the excess separately - like with car hire. Its a much better deal overall.

Bear in mind there is currently no facility to have emergency medical treatment or the most major and complex surgery in the private sector. So until that is all sorted out having private medical cover will only help with some things

Labour have privatised parts of the NHS. Conservatives have not.

Anyway, you can get healthcare comparison quotes in the same way you can get energy quotes etc.

Assuming you are in the UK, have you considered Benenden? Used to be only for civil service, but now available to everyone, it’s affordable and works alongside the NHS.

Well I’m in Ireland where our system is slightly different to the U.K. and we pay approx €200 per month for a family of 4 (no health conditions)

Try compare the market instead of mumsnet

I have it through work, and pay tax on it as a benefit in kind which costs me under £500/year as a single person (there is an option to add partner/dependents to it). I use it in conjunction with NHS - it’s no good for regular face-to-face GP or urgent care stuff (there is a phone/video chat GP service which is fine for one-off minor things but not really suitable for ongoing management of long term conditions).. But, when you need a specialist I saw one within days and didn’t need to shell out a thing. Also have 24/7 access to trained counsellors on a phone line and got a course of real-life seasons again within days of a major trauma which helped me deal with post-traumatic stress and avoid what would have likely developed into full PTSD given my history otherwise. When I needed physio, again, straight away with no issues.

I think private healthcare in the U.K. fills in the gaps - I guess gaps in the market - that the NHS doesn’t prioritise for very good reasons (national budget wise). If core services deteriorate further then I expect we’ll see a rise in private GPs, paediatricians etc - already see this in London, don’t know about the rest of the country - and the costs of insurance will rise accordingly as well.

I have bupa and pay £70 a month just for me, hubby gets his through work. Didn't help me with recent surgery as they classed it as cosmetic so that cost me a fortune but worth it. I've never claimed on my cover so do sometimes question the need for it but I have a feeling I may need it shortly.

My bik is about £600 a year. On top I pay about £80 a month to insure my husband and 4 children. Recently had a £100 excess imposed each which is really fucking annoying and makes it very expensive.

My child had a very serious illness - the nhs was fab for that. My private care has been great for the stuff you can't easily get a referral for due to nhs gatekeepers and elective (but needed) surgery.

I pay £638 per month and 10% of all medical treatment. Vital treatment I need is not available on the NHS.

If I paid for treatment direct it would be around £1,300 per month.

It all depends on how old you are.

If you start paying when you are young, your premiums age 50 will be considerably lower than someone who starts their plan then. Simply because the industry has regards those who start later as having something bodily that is bothering them (probably undiagnosed, but a 'what if' niggle) and therefore they are less profitable.

So the younger the better

Roselilly36 or anyone else - can you explain Benenden more?
Both my partner and I have had cancer and fantastic treatment from the NHS but I worry for my know nearly grown up kids and whether to help them get started with a scheme.

We pay £300 per month for 2 non smoking adults (early 30s) and a 2.5 year old. Helpful when I’ve wanted tests done swiftly for peace of mind, but price quickly goes up whenever it is used. Also lots of chasing, paperwork etc to get them to actually pay.

600 per month ?

We only have like 20 left a month after paying everything.

I work NHS so will support till the end. As I said we already have a new system at work which is from America....

£265 pcm for partner and I both 50 with Bupa wouldnt be without it

I’m with county medical

£20.80 a month.

It’s such a reassurance to have

Oh and I am 38 with hypothyroidism

What I liked was they have a premium table on their website. So I didn’t need to endure long application palaver

We have Benenden it is only about ten pounds each a month, it is discretionary though and if it is over 8 weeks wait on the NHS. I had excellent treatment with them in the past. Recommend it.

It was set up by postal workers before the NHS apparently. I like that it is not profit making.

www.benenden.co.uk

Consultant at Benenden set up county medical!

You can self fund for some set price procedures at most private hospitals - my DH needed to be sure of a date for a hernia repair because of work travel complications and paid about £2500.