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Do you CAN get tax credits for the the third child????

15 replies

DontBiteTheBoobThatFeedsYou · 09/12/2019 11:28

But if you work?!

This isn't a TAAT but something that's stemmed from that and no ones answering my question.

The OP said she works in order to 'lift the cap' of the tax credits limit because she has more than 2 children after the cut-off point.

I've got an 11 month old and as far as I'm aware when I go into paid work (I've got one more year of nursing degree to go) I still won't be entitled to working tax credits or any tax credits for the third child even when I'm working.

I googled and googled and googled last night.
Absolutely nothing indicated to me that you ARE entitled to tax credits for the third+ child if you're working.

You aren't are you??

OP posts:

Am I being unreasonable?


You have one vote. All votes are anonymous.

MustardScreams · 09/12/2019 11:29

No you’re not. The cap refers to the amount of UC you’re entitled to, it still only pays for 2 children max.


malificent7 · 09/12/2019 11:29

Who knows... but i expect people will pile on in saying people ahouldn't have kids they can't afford...yadda yadda yawn


DontBiteTheBoobThatFeedsYou · 09/12/2019 11:31

I didn't think so!

So much misinformation out there.

OP posts:

littlepaddypaws · 09/12/2019 11:50

mal nothing useful to say ? odfod


littlepaddypaws · 09/12/2019 11:52

it seems no tax credit for 3rd or more children is payable if born after april 2017.


Hwory · 09/12/2019 11:57

Oh my days

There’s two benefit caps - two child limit and overall (yearly/monthly) Benefit cap.

If you work a certain amount of hours (depending if your single or in a couple) you will no longer be benefit capped.

This is NOT related to the two child limit.


Confuddledtown · 09/12/2019 12:42

You can get an element towards childcare costs of third child but that's it


Confuddledtown · 09/12/2019 12:50


Do you CAN get tax credits for the the third child????

DontBiteTheBoobThatFeedsYou · 09/12/2019 21:54

@Hwory oh my days indeed. You're saying that you don't have the tax credit cap if you're working a certain amount of hours and have more than 2 children.

Except everyone else says that you're still capped at the third child and so does the whole internet.

OP posts:

DontBiteTheBoobThatFeedsYou · 09/12/2019 21:56

@Confuddledtown so in other words you can get working tax credits?

I always viewed WTC as the part that helped toward childcare fees.

Is that correct?

OP posts:

hushnowthanks · 09/12/2019 22:00

It’s explicitly called the Childcare Element of Working Tax Credits on your awards notice. The payment equates to up to 70% of your childcare fees (depending on income) and isn’t capped at 2 children.


Yorkshirepudding1987 · 09/12/2019 22:02

The benefit cap is for benefit income overall. You will not be capped if you are working and entitled to WTC.

The two child limit for CTC is completely different.


CactusAndCacti · 09/12/2019 22:05

You're saying that you don't have the tax credit cap if you're working a certain amount of hours and have more than 2 children.

You are conflating a lot of different issues.

  1. There is a benefit cap if your household income is solely made up of benefits (some exceptions for disability) The aim of this is to 'make it pay to work'

  2. CTC is means tested, so it reduces on a scale depending on how much you earn. The two child cap applies to children born after April 2017. My 3rd was born in 2012 so we get it for all 3.

  3. The childcare cost element is separate from the child element.

BanginChoons · 09/12/2019 22:07

They are two different limits don'tbite


DontBiteTheBoobThatFeedsYou · 09/12/2019 23:00

Ok, I understand, thank you.

Well, going back into paid work isn't going to as financially crippling as I first imagined then. Which is nice.

OP posts:
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