To want to buy a new car

[DorisDaisyMay]

My car is in the garage. It is worth £400. Over the last few months we have spent £600 on car and we are waiting for the next bill.
I think it’s stupid to keep spending money on it.

We don’t have a lump sum but could get a loan and easily meet the repayments.

DH does not want a car loan as he does not want to be in debt.

I do want a particular car - a Mini Countryman - and have wanted one for ages. So if I am going to get a new car I want to get the one I want. It’s me that will drive it 95% of the time. I saw a great one on autotrader today.

DH flatly refuses and says he wants to save for car.

I think he is being unreasonable because we could sort it out now and pay back the loan early if we save up the money as well.

What do you think?

I was in exactly the same situation - and funnily enough, with a 58 reg Fiat Bravo - 2 years ago! Same value, repair bills etc.
It was hard to make the right decision as I loved that car, but decided enough was enough and traded it in for a 1 year old Astra. I had some savings that I used, and put the rest on a 0% credit card and just bought it outright.
The new car is reliable and nicer to drive... worth the swap. Even though I now have a monthly credit card bill!