More of a WWYD
PyongyangKipperbang · 29/11/2019 21:29
At an organised event and got smacked on the bridge of my nose by falling fireword debris. Hurts like crazy, huge lump, probably going to have a black eye by morning.
Organisers, local council, crapping themselves, was surrounded by 10 people at one point, mix of them and St Johns all making sure I was ok. Very concerned as there were very young kids there, including DD who could have been seriously injured. As I could have been had it been half an inch over, I could have lost an eye.
So, WWYD now? I keep being told to claim, but I am not sure I feel happy about doing that, Ive always thought it was a slightly greedy thing to do, accidents happen after all. That said, if I do have bad bruising it will affect what I can do at work as I run a quite "naice" place and would have to keep out of the way and pay more staff to cover my FOH hours.
Brefugee · 29/11/2019 21:35
- do you mean firework?
2. Claim. They will have insurance - if you have to miss work etc, you are definitely entitled (morally, legally probably) to claim for loss of earnings.
this will have the additional benefit of their insurance for future events will be too high so it won't happen again.
PyongyangKipperbang · 29/11/2019 21:42
Well thats the thing, I dont know what I would be claiming for! Personal injury I suppose, it fucking hurts and my face is a mess.
I was just interested in what other people would do. I wont, unless it turns into something horribly serious that really does leave me unable to work at all, which lets face it is incredibly unlikely. BUt everyone who knows what happens has immediately said that I should claim, so I was wondering if that was the default now.
Pipandmum · 29/11/2019 21:46
Not sure you can claim for that particular reason- it's not like you can't walk or are in hospital and physically cant do your job.
My daughter had the top of her finger sliced off on a ferry and needed surgery but I asked my insurance company and they said only grounds would be loss of income.
changeforprivacy · 29/11/2019 22:11
What if you hear that it happens to someone else’s child next year?
Whether OP claims or not won't make a difference to the organisers having to sort their safety out. They know this has happened and presumably will investigate from that angle irrespective of any claims against them.
Mishfit0819 · 29/11/2019 22:16
Don't claim unless you are genuinely losing money through not working/have a serious and ongoing injury.
This claim culture thing is getting rediculous. Yes they will have insurance, which also always has an excess and a monthly premium which goes up for each claim...do you think its a good use of your councils budget? You can complain to them an ask for a copy of the accident report and findings if you are worried they haven't taken the issue seriously, but from what you've said it sounds like a genuine accident and like they had a pretty good response at the time?
Obbydoo · 29/11/2019 23:00
Don't be one of those people! Urgh, I hate it, it's so unbelievably grabby. Who are you going to claim against? The council? Taking money from the council that could otherwise have been spent on social care or education just because you've got a slightly hurty nose. Please don't claim.
Trenet · 29/11/2019 23:14
If the organisers took all the recommended safety precautions, then unfortunately anyone attending these events does so at their own risk because fireworks can be unpredictable.
Make a complaint to the relevant authority so that procedures can be investigated to check that safety rules were followed and to hopefully ensure, as far as possible that this doesn't happen again.
If it is found there was negligence, then fair enough, you have a grievance
PyongyangKipperbang · 30/11/2019 01:11
You see my thought was to write to the councill and ask them to investigate and ensure that all safety procedures where followed. It would have been horrifying if it had hit one of the many small children that were there. Luckily I am a battle hardened middle aged woman!
I was just shocked at the fact that literally every person who knows has said I should claim, so thought I would ask on here.
lilypainter · 30/11/2019 01:30
I would only make a claim if the accident led to something like loss of earnings.
I would definitely make a formal complaint about the incident, I would want someone to investigate whether the relevant safety precautions had been followed, and to review whether procedures need to be changed to reduce the risks of a similar incident happening again.
X0X0 · 30/11/2019 12:20
I have heard that a society in Sussex had an issue with someone suing them, and the insurance company settled without telling the society, and that it increased their insurance by a crazy amount
A lot of people get a lot of enjoyment from fireworks etc, and unless you are actually damaged, or you can prove they were negligent, then I wouldn't claim
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